Side-by-side · Q2 2026 data
American Community Bank & Trust vs Partnership Financial Credit Union
Credit union
Partnership Financial Credit Union
Morton Grove, Illinois · $100 million – $1 billion
Metric by metric
| Measure | American Community Bank & Trust | Partnership Financial Credit Union |
|---|---|---|
| TellerScore | 64 | 81 (stronger) |
| Capital cushion | 56 | 73 (stronger) |
| Loan quality | 67 | 81 (stronger) |
| Earnings | 75 (stronger) | 72 |
| Funding & liquidity | 47 | 100 (stronger) |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 33rd | 80th |
| Total assets | $1.2B | $402.9M |
| Deposits / shares | $1.0B | $352.0M |
| Capital ratio | 10.61% | 12.30% (stronger) |
| Problem loans | 1.00% | 0.57% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.08% |
| Return on assets | 1.38% (stronger) | 1.30% |
| Loans ÷ deposits | 77.7% | 50.2% (stronger) |
| Uninsured deposits | 47.2% | 4.7% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.8% | — |
Partnership Financial Credit Union has the higher TellerScore (81 vs 64). On the 7 directional measures above (where higher or lower is clearly better), American Community Bank & Trust leads on 2 and Partnership Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.