TellerScore

Partnership Financial Credit Union is a federally insured state-chartered credit union headquartered in Morton Grove, Illinois, in business for about 68 years. At the end of Q2 2026 it reported $402.9M in total assets and $352.0M in member shares and deposits, with 7 offices.

Partnership Financial Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 80% of its 1,341 credit unions with $100 million – $1 billion. Among 188 credit unions headquartered in Illinois, it ranks 60th. Funding & liquidity contributes the most (100/100, 50% loans-to-deposits, 5% uninsured); earnings contributes the least (72/100, 1.30%).

TellerScore · Q2 2026

Scorecard

Capital cushion73/100
Net worth ratio: 12.30%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.57%
Earnings72/100
Return on assets (annualized): 1.30%
Funding & liquidity100/100
Loans ÷ shares: 50.2% · 4.7% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.02%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (80 → 81).

TellerScore
747881Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202474
Q4 202475
Q1 202578
Q2 202580
Q3 202581
Q4 202580
Q1 202681
Q2 202681
Net worth ratio
7.00%9.65%12.30%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.43%
Q3 202411.42%
Q4 202411.58%
Q1 202511.31%
Q2 202511.55%
Q3 202511.94%
Q4 202512.22%
Q1 202612.13%
Q2 202612.30%
Delinquent loans (60+ days)
0.35%0.47%0.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.42%
Q3 20240.50%
Q4 20240.47%
Q1 20250.35%
Q2 20250.43%
Q3 20250.43%
Q4 20250.50%
Q1 20260.60%
Q2 20260.57%
Return on assets
0.69%1.01%1.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.70%
Q3 20240.69%
Q4 20240.72%
Q1 20250.97%
Q2 20251.22%
Q3 20251.24%
Q4 20251.19%
Q1 20261.32%
Q2 20261.30%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$402.9M12.30%0.57%1.30%50.2%
Q1 202681$397.7M12.13%0.60%1.32%48.9%
Q4 202580$384.0M12.22%0.50%1.19%50.9%
Q3 202581$385.6M11.94%0.43%1.24%48.4%
Q2 202580$388.1M11.55%0.43%1.22%45.6%
Q1 202578$383.7M11.31%0.35%0.97%45.3%
Q4 202475$366.5M11.58%0.47%0.72%47.2%
Q3 202474$365.6M11.42%0.50%0.69%46.7%
Q2 202475$359.8M11.43%0.42%0.70%47.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.30%
61st
Problem loans0.57%
59th
Net charge-offs0.08%
87th
Return on assets1.30%
82nd
Loans to deposits50.2%
90th
Uninsured deposits4.7%
63rd
Loan-loss reserves0.00%
50th
Texas ratio2.0%
75th

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InstitutionScoreAssetsCapitalProblem loansCompare
Iaa Credit UnionCredit union Bloomington, IL84 out of 100, Strong$415.0M14.0%0.47%vs
Streator Onized Credit UnionCredit union Streator, IL84 out of 100, Strong$423.3M15.6%0.47%vs
Abri Credit UnionCredit union Romeoville, IL67 out of 100, Moderate$380.8M11.8%0.88%vs
Community Trust Credit UnionCredit union Gurnee, IL82 out of 100, Strong$336.4M11.9%0.08%vs
Earthmover Credit UnionCredit union Aurora, IL87 out of 100, Very strong$471.7M19.3%0.75%vs
First Northern Credit UnionCredit union Chicago, IL78 out of 100, Strong$333.2M11.3%0.71%vs

Deposit insurance

Is my money safe at Partnership Financial Credit Union?

Yes. Partnership Financial Credit Union is a federally insured credit union (NCUA charter #62854). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.7% of shares and deposits ($16.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.30%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

7 locations

Branches

Partnership Financial Credit Union lists 7 offices in 5 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Partnership Financial Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62854
RSSD ID
948296
Primary regulator
State + NCUA
Established
1958
Headquarters
5940 Lincoln Ave, Morton Grove, IL 60053
Employees
50

Quick answers

Partnership Financial Credit Union: common questions

Is Partnership Financial Credit Union NCUA insured?

Yes. Partnership Financial Credit Union is a federally insured credit union (NCUA charter #62854). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Partnership Financial Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Partnership Financial Credit Union have?

7 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Morton Grove

InstitutionScoreAssetsCapitalProblem loansCompare
Pilgrim Baptist Credit UnionCredit union Chicago, IL100 out of 100, Very strong$263K25.8%0.00%vs
M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$418K18.5%—vs
Israel Methcomm Federal Credit UnionCredit union Chicago, IL100 out of 100, Very strong$2.0M15.5%0.00%vs
Western Springs Federal Credit UnionCredit union Western Springs, IL95 out of 100, Very strong$3.9M18.2%0.46%vs
St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL93 out of 100, Very strong$383K15.0%0.00%vs
Policemen'S Federal Credit UnionCredit union South Bend, IN92 out of 100, Very strong$95.5M16.4%0.29%vs