Side-by-side · Q2 2026 data
American Community Bank of Indiana vs Policemen'S Federal Credit Union
Credit union
Policemen'S Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Metric by metric
| Measure | American Community Bank of Indiana | Policemen'S Federal Credit Union |
|---|---|---|
| TellerScore | 43 | 92 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 22 | 90 (stronger) |
| Earnings | 63 | 74 (stronger) |
| Funding & liquidity | 32 | 100 (stronger) |
| Problem-loan coverage | 59 | 99 (stronger) |
| Peer percentile | 3rd | 92nd |
| Total assets | $383.0M | $95.5M |
| Deposits / shares | $344.8M | $80.1M |
| Capital ratio | 9.83% | 16.39% (stronger) |
| Problem loans | 2.33% | 0.29% (stronger) |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 1.08% | 1.34% (stronger) |
| Loans ÷ deposits | 91.4% | 39.1% (stronger) |
| Uninsured deposits | 48.0% | 9.0% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Policemen'S Federal Credit Union has the higher TellerScore (92 vs 43). On the 7 directional measures above (where higher or lower is clearly better), American Community Bank of Indiana leads on 0 and Policemen'S Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.