Side-by-side · Q2 2026 data
American Exchange Bank vs Security State Bank of Oklahoma
Metric by metric
| Measure | American Exchange Bank | Security State Bank of Oklahoma |
|---|---|---|
| TellerScore | 78 | 79 (stronger) |
| Capital cushion | 85 (stronger) | 74 |
| Loan quality | 56 | 77 (stronger) |
| Earnings | 99 | 100 (stronger) |
| Funding & liquidity | 67 (stronger) | 51 |
| Problem-loan coverage | 85 | 94 (stronger) |
| Peer percentile | 72nd | 75th |
| Total assets | $103.7M | $388.2M |
| Deposits / shares | $89.0M | $287.5M |
| Capital ratio | 13.54% (stronger) | 12.41% |
| Problem loans | 1.32% | 0.69% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.56% |
| Return on assets | 1.99% | 2.39% (stronger) |
| Loans ÷ deposits | 84.8% | 71.3% (stronger) |
| Uninsured deposits | 22.6% (stronger) | 49.2% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.7% | — |
Security State Bank of Oklahoma has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), American Exchange Bank leads on 3 and Security State Bank of Oklahoma on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.