The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 4 points (82 → 78), mostly because the loan quality component weakened by 21 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Oklahoma

Yes. American Exchange Bank is an FDIC-insured institution (FDIC certificate #428). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.6% of deposits ($20.1M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.54%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

American Exchange Bank lists 2 offices in 2 cities. Most locations:

• Henryetta, OK (1)
• Okemah, OK (1)

All branch addresses and map

In 2025, American Exchange Bank reported 94 home-loan applications under HMDA (LEI 5493008O0BGTGQR8PF89): 63 originated ($6,465,000 total), 20 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 21.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

American Exchange Bank

Type

State-chartered bank

FDIC certificate #

428

RSSD ID

811550

Primary regulator

FDIC

Established

January 1, 1933

Headquarters

510 W Main St, Henryetta, OK 74437

Website

americanexchange.bank

Employees

30