Side-by-side · Q2 2026 data
American Exchange Bank vs The Farmers and Merchants National Bank of Fairview
Bank
The Farmers and Merchants National Bank of Fairview
Fairview, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | American Exchange Bank | The Farmers and Merchants National Bank of Fairview |
|---|---|---|
| TellerScore | 78 (stronger) | 66 |
| Capital cushion | 85 (stronger) | 72 |
| Loan quality | 56 (stronger) | 44 |
| Earnings | 99 (stronger) | 64 |
| Funding & liquidity | 67 | 87 (stronger) |
| Problem-loan coverage | 85 (stronger) | 78 |
| Peer percentile | 72nd | 31st |
| Total assets | $103.7M | $118.7M |
| Deposits / shares | $89.0M | $103.2M |
| Capital ratio | 13.54% (stronger) | 12.18% |
| Problem loans | 1.32% (stronger) | 1.67% |
| Net charge-offs | -0.04% (stronger) | 0.39% |
| Return on assets | 1.99% (stronger) | 1.09% |
| Loans ÷ deposits | 84.8% | 51.5% (stronger) |
| Uninsured deposits | 22.6% (stronger) | 27.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.7% | — |
American Exchange Bank has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), American Exchange Bank leads on 6 and The Farmers and Merchants National Bank of Fairview on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.