Side-by-side · Q2 2026 data
American Exchange Bank, Lindsay, Oklahoma vs Farmers and Merchants Bank
Bank
American Exchange Bank, Lindsay, Oklahoma
Lindsay, Oklahoma · Under $100 million in assets
Metric by metric
| Measure | American Exchange Bank, Lindsay, Oklahoma | Farmers and Merchants Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 71 |
| Capital cushion | 68 (stronger) | 59 |
| Loan quality | 100 (stronger) | 46 |
| Earnings | 100 (stronger) | 90 |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 86th | 42nd |
| Total assets | $97.4M | $22.0M |
| Deposits / shares | $85.7M | $19.6M |
| Capital ratio | 11.84% (stronger) | 10.89% |
| Problem loans | 0.00% (stronger) | 1.61% |
| Net charge-offs | 0.24% (stronger) | 0.45% |
| Return on assets | 2.12% (stronger) | 1.75% |
| Loans ÷ deposits | 32.8% (stronger) | 60.5% |
| Uninsured deposits | 23.2% | 13.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Exchange Bank, Lindsay, Oklahoma has the higher TellerScore (88 vs 71). On the 7 directional measures above (where higher or lower is clearly better), American Exchange Bank, Lindsay, Oklahoma leads on 6 and Farmers and Merchants Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.