TellerScore

Side-by-side · Q2 2026 data

American Federal Bank vs F.F.E. Federal Credit Union

Bank

American Federal Bank

Fargo, North Dakota · $100 million – $1 billion

66of 100
Moderate

Credit union

F.F.E. Federal Credit Union

Fargo, North Dakota · Under $100 million in assets

79of 100
Strong

Metric by metric

MeasureAmerican Federal BankF.F.E. Federal Credit Union
TellerScore6679 (stronger)
Capital cushion4385 (stronger)
Loan quality100100
Earnings62 (stronger)16
Funding & liquidity40100 (stronger)
Problem-loan coverage100100
Peer percentile31st62nd
Total assets$795.8M$3.8M
Deposits / shares$615.6M$3.2M
Capital ratio9.32%13.49% (stronger)
Problem loans0.00%0.00%
Net charge-offs0.00%0.00% (stronger)
Return on assets1.06% (stronger)-0.09%
Loans ÷ deposits110.2%19.8% (stronger)
Uninsured deposits23.9%6.9% (stronger)
Offices131
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)12.5%—

F.F.E. Federal Credit Union has the higher TellerScore (79 vs 66). On the 6 directional measures above (where higher or lower is clearly better), American Federal Bank leads on 1 and F.F.E. Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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