Headquartered in Fargo, North Dakota, F.F.E. Federal Credit Union is a federal credit union with $3.8M in total assets and $3.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1954.
Based on its Q2 2026 filing, F.F.E. Federal Credit Union scores 79/100, which we describe as strong. That is higher than 62% of 2,479 credit unions with under $100 million in assets. Among 29 credit unions headquartered in North Dakota, it ranks 10th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (16/100; -0.09%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (83 → 79), mostly because the capital cushion component weakened by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 81 |
| Q4 2024 | 74 |
| Q1 2025 | 81 |
| Q2 2025 | 83 |
| Q3 2025 | 82 |
| Q4 2025 | 82 |
| Q1 2026 | 81 |
| Q2 2026 | 79 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.48% |
| Q3 2024 | 13.84% |
| Q4 2024 | 13.10% |
| Q1 2025 | 13.51% |
| Q2 2025 | 14.55% |
| Q3 2025 | 14.24% |
| Q4 2025 | 14.31% |
| Q1 2026 | 14.30% |
| Q2 2026 | 13.49% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.17% |
| Q3 2024 | 0.05% |
| Q4 2024 | -0.99% |
| Q1 2025 | 0.15% |
| Q2 2025 | 0.07% |
| Q3 2025 | -0.00% |
| Q4 2025 | -0.04% |
| Q1 2026 | -0.19% |
| Q2 2026 | -0.09% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $3.8M | 13.49% | 0.00% | -0.09% | 19.8% |
| Q1 2026 | 81 | $3.5M | 14.30% | 0.00% | -0.19% | 20.8% |
| Q4 2025 | 82 | $3.5M | 14.31% | 0.00% | -0.04% | 24.6% |
| Q3 2025 | 82 | $3.6M | 14.24% | 0.00% | -0.00% | 22.1% |
| Q2 2025 | 83 | $3.5M | 14.55% | 0.00% | 0.07% | 22.2% |
| Q1 2025 | 81 | $3.8M | 13.51% | 0.00% | 0.15% | 23.6% |
| Q4 2024 | 74 | $3.9M | 13.10% | 0.00% | -0.99% | 27.0% |
| Q3 2024 | 81 | $3.8M | 13.84% | 0.00% | 0.05% | 29.7% |
| Q2 2024 | 81 | $4.0M | 13.48% | 0.00% | 0.17% | 31.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in North Dakota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lisbon Farmers Union Credit UnionCredit union Lisbon, ND | 70 out of 100, Strong | $4.3M | 63.5% | 0.62% | vs |
| Tel-U-Watt Federal Credit UnionCredit union Minot, ND | 70 out of 100, Strong | $5.6M | 9.1% | 0.00% | vs |
| Northern Sts Pwr Company Emp Federal Credit UnionCredit union Grand Forks, ND | 77 out of 100, Strong | $1.5M | 10.8% | 0.00% | vs |
| Cce Federal Credit UnionCredit union Fargo, ND | 72 out of 100, Strong | $14.0M | 18.5% | 3.34% | vs |
| Fargo VA Federal Credit UnionCredit union Fargo, ND | 84 out of 100, Strong | $14.1M | 12.6% | 0.00% | vs |
| Minot Area Schools Federal Credit UnionCredit union Minot, ND | 69 out of 100, Moderate | $14.8M | 9.0% | 0.06% | vs |
Deposit insurance
Is my money safe at F.F.E. Federal Credit Union?
Yes. F.F.E. Federal Credit Union is a federally insured credit union (NCUA charter #9102). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.9% of shares and deposits ($225K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 13.49%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
F.F.E. Federal Credit Union lists 1 office in 1 city. Most locations:
- Fargo, ND (1)
Identity & history
Profile
- Legal name
- F.F.E. Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 9102
- RSSD ID
- 153287
- Primary regulator
- NCUA
- Established
- 1954
- Headquarters
- P. O. Box 2551, Fargo, ND 58108
- Employees
- 2
Quick answers
F.F.E. Federal Credit Union: common questions
Is F.F.E. Federal Credit Union NCUA insured?
Yes. F.F.E. Federal Credit Union is a federally insured credit union (NCUA charter #9102). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is F.F.E. Federal Credit Union's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does F.F.E. Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Fargo
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fargo VA Federal Credit UnionCredit union Fargo, ND | 84 out of 100, Strong | $14.1M | 12.6% | 0.00% | vs |
| Valley Premier BankBank Hawley, MN | 81 out of 100, Strong | $141.0M | 11.1% | 0.00% | vs |
| Fargo Public Schools Federal Credit UnionCredit union Fargo, ND | 80 out of 100, Strong | $58.2M | 12.2% | 0.01% | vs |
| Western State BankBank Devils Lake, ND | 78 out of 100, Strong | $2.5B | 13.2% | 0.90% | vs |
| First United BankBank Park River, ND | 78 out of 100, Strong | $810.8M | 10.1% | 0.01% | vs |
| KodaBankBank Drayton, ND | 75 out of 100, Strong | $559.8M | 10.3% | 0.30% | vs |