Side-by-side · Q2 2026 data
American First National Bank vs Arrowhead Federal Credit Union
Credit union
Arrowhead Federal Credit Union
Rancho Cucamong, California · $1 billion – $10 billion
Metric by metric
| Measure | American First National Bank | Arrowhead Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 72 |
| Capital cushion | 94 (stronger) | 64 |
| Loan quality | 86 (stronger) | 70 |
| Earnings | 100 (stronger) | 55 |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 98th | 66th |
| Total assets | $2.9B | $2.9B |
| Deposits / shares | $2.4B | $2.4B |
| Capital ratio | 14.38% (stronger) | 11.36% |
| Problem loans | 0.42% (stronger) | 0.90% |
| Net charge-offs | 0.08% (stronger) | 1.33% |
| Return on assets | 2.13% (stronger) | 0.87% |
| Loans ÷ deposits | 97.8% | 59.8% (stronger) |
| Uninsured deposits | 22.7% | 4.2% (stronger) |
| Offices | 20 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | — |
American First National Bank has the higher TellerScore (87 vs 72). On the 7 directional measures above (where higher or lower is clearly better), American First National Bank leads on 5 and Arrowhead Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.