TellerScore

Arrowhead Federal Credit Union is a federal credit union headquartered in Rancho Cucamong, California, in business for about 77 years. At the end of Q2 2026 it reported $2.9B in total assets and $2.4B in member shares and deposits, with 7 offices across 2 states.

Arrowhead Federal Credit Union has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 66% of its 454 credit unions with $1 billion – $10 billion. Among 238 credit unions headquartered in California, it ranks 105th. Funding & liquidity contributes the most (100/100, 60% loans-to-deposits, 4% uninsured); earnings contributes the least (55/100, 0.87%).

TellerScore · Q2 2026

Scorecard

Capital cushion64/100
Net worth ratio: 11.36%
Loan quality70/100
Loans 60+ days delinquent ÷ total loans: 0.90%
Earnings55/100
Return on assets (annualized): 0.87%
Funding & liquidity100/100
Loans ÷ shares: 59.8% · 4.2% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

6 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (79 → 72), mostly because the earnings component weakened by 22 points.

TellerScore
727679Q1 2025Q3 2025Q1 2026Q2 2026
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QuarterTellerScore
Q1 202579
Q2 202579
Q3 202578
Q4 202574
Q1 202674
Q2 202672
Net worth ratio
7.00%9.39%11.78%well-capitalized benchmarkQ1 2025Q3 2025Q1 2026Q2 2026
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QuarterNet worth ratio
Q1 202511.35%
Q2 202511.72%
Q3 202511.78%
Q4 202511.44%
Q1 202611.28%
Q2 202611.36%
Delinquent loans (60+ days)
0.66%0.83%1.00%Q1 2025Q3 2025Q1 2026Q2 2026
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QuarterDelinquent loans (60+ days)
Q1 20250.67%
Q2 20250.66%
Q3 20250.78%
Q4 20251.00%
Q1 20260.85%
Q2 20260.90%
Return on assets
0.87%1.20%1.53%Q1 2025Q3 2025Q1 2026Q2 2026
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QuarterReturn on assets
Q1 20251.53%
Q2 20251.43%
Q3 20251.40%
Q4 20251.32%
Q1 20261.13%
Q2 20260.87%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202672$2.9B11.36%0.90%0.87%59.8%
Q1 202674$2.9B11.28%0.85%1.13%59.5%
Q4 202574$2.8B11.44%1.00%1.32%61.9%
Q3 202578$2.6B11.78%0.78%1.40%62.6%
Q2 202579$2.6B11.72%0.66%1.43%63.4%
Q1 202579$2.6B11.35%0.67%1.53%62.6%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.36%
60th
Problem loans0.90%
33rd
Net charge-offs1.33%
5th
Return on assets0.87%
57th
Loans to deposits59.8%
93rd
Uninsured deposits4.2%
92nd
Loan-loss reserves0.00%
50th
Texas ratio4.0%
60th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Orange County'S Federal Credit UnionCredit union Santa Ana, CA70 out of 100, Strong$3.1B10.7%0.65%vs
Partners Federal Credit UnionCredit union Burbank, CA68 out of 100, Moderate$2.8B11.7%0.74%vs
F & a Federal Credit UnionCredit union Monterey Park, CA82 out of 100, Strong$3.2B12.6%0.36%vs
Altura Federal Credit UnionCredit union Riverside, CA70 out of 100, Strong$2.6B11.2%0.65%vs
Premier America Credit UnionCredit union Chatsworth, CA41 out of 100, Below average$3.3B9.5%1.80%vs
Firefighters First Federal Credit UnionCredit union Los Angeles, CA68 out of 100, Moderate$2.5B9.4%0.19%vs

Deposit insurance

Is my money safe at Arrowhead Federal Credit Union?

Yes. Arrowhead Federal Credit Union is a federally insured credit union (NCUA charter #24973). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.2% of shares and deposits ($101.2M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 11.36%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

7 locations

Branches

Arrowhead Federal Credit Union lists 7 offices in 7 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Arrowhead Federal Credit Union
Type
Federal credit union
NCUA charter #
24973
RSSD ID
498894
Primary regulator
NCUA
Established
1949
Headquarters
PO Box 4100, Mail Code #100, Rancho Cucamong, CA 91729
Employees
543

Quick answers

Arrowhead Federal Credit Union: common questions

Is Arrowhead Federal Credit Union NCUA insured?

Yes. Arrowhead Federal Credit Union is a federally insured credit union (NCUA charter #24973). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Arrowhead Federal Credit Union's TellerScore?

72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Arrowhead Federal Credit Union have?

7 offices as of the latest NCUA data, in 2 states.

Nearby

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