Side-by-side · Q2 2026 data
American First National Bank vs Schlumberger Employees Credit Union
Credit union
Schlumberger Employees Credit Union
Sugar Land, Texas · $100 million – $1 billion
Metric by metric
| Measure | American First National Bank | Schlumberger Employees Credit Union |
|---|---|---|
| TellerScore | 87 | 94 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 86 (stronger) | 81 |
| Earnings | 100 (stronger) | 93 |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 98th | 98th |
| Total assets | $2.9B | $935.8M |
| Deposits / shares | $2.4B | $698.6M |
| Capital ratio | 14.38% | 25.28% (stronger) |
| Problem loans | 0.42% (stronger) | 0.57% |
| Net charge-offs | 0.08% (stronger) | 0.23% |
| Return on assets | 2.13% (stronger) | 1.81% |
| Loans ÷ deposits | 97.8% | 39.5% (stronger) |
| Uninsured deposits | 22.7% | 12.6% (stronger) |
| Offices | 20 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 0.0% |
Schlumberger Employees Credit Union has the higher TellerScore (94 vs 87). On the 7 directional measures above (where higher or lower is clearly better), American First National Bank leads on 3 and Schlumberger Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.