TellerScore

Schlumberger Employees Credit Union is a federally insured state-chartered credit union headquartered in Sugar Land, Texas, in business for about 80 years. At the end of Q2 2026 it reported $935.8M in total assets and $698.6M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Schlumberger Employees Credit Union scores 94/100, which we describe as very strong. That is higher than 98% of 1,341 credit unions with $100 million – $1 billion. Among 380 credit unions headquartered in Texas, it ranks 16th. Its strongest component is capital cushion (100/100; 25.28%), and its lowest is loan quality (81/100; 0.57%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 25.28%
Loan quality81/100
Loans 60+ days delinquent ÷ total loans: 0.57%
Earnings93/100
Return on assets (annualized): 1.81%
Funding & liquidity100/100
Loans ÷ shares: 39.5% · 12.6% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.68%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (95 → 94).

TellerScore
919395Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202492
Q3 202491
Q4 202492
Q1 202594
Q2 202595
Q3 202594
Q4 202591
Q1 202693
Q2 202694
Net worth ratio
7.00%16.14%25.28%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202422.27%
Q3 202423.07%
Q4 202423.65%
Q1 202523.65%
Q2 202524.04%
Q3 202524.44%
Q4 202524.89%
Q1 202624.99%
Q2 202625.28%
Delinquent loans (60+ days)
0.27%0.52%0.76%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.60%
Q3 20240.65%
Q4 20240.64%
Q1 20250.34%
Q2 20250.27%
Q3 20250.40%
Q4 20250.76%
Q1 20260.48%
Q2 20260.57%
Return on assets
1.57%1.69%1.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.59%
Q3 20241.62%
Q4 20241.62%
Q1 20251.57%
Q2 20251.64%
Q3 20251.70%
Q4 20251.70%
Q1 20261.67%
Q2 20261.81%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202694$935.8M25.28%0.57%1.81%39.5%
Q1 202693$933.7M24.99%0.48%1.67%36.7%
Q4 202591$895.6M24.89%0.76%1.70%39.7%
Q3 202594$896.7M24.44%0.40%1.70%39.9%
Q2 202595$905.9M24.04%0.27%1.64%39.7%
Q1 202594$909.0M23.65%0.34%1.57%39.0%
Q4 202492$878.6M23.65%0.64%1.62%41.2%
Q3 202491$885.5M23.07%0.65%1.62%40.4%
Q2 202492$901.0M22.27%0.60%1.59%39.1%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio25.28%
99th
Problem loans0.57%
59th
Net charge-offs0.23%
66th
Return on assets1.81%
95th
Loans to deposits39.5%
96th
Uninsured deposits12.6%
9th
Loan-loss reserves0.00%
50th
Texas ratio0.7%
92nd

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Community Resource Credit UnionCredit union Baytown, TX75 out of 100, Strong$929.5M11.0%0.47%vs
Houston Federal Credit UnionCredit union Sugar Land, TX67 out of 100, Moderate$952.0M9.9%0.49%vs
Texas Bay Credit UnionCredit union Houston, TX53 out of 100, Below average$905.0M7.5%0.55%vs
Greater Texas Federal Credit UnionCredit union Austin, TX54 out of 100, Below average$995.4M7.3%0.53%vs
Southwest Airlines Federal Credit UnionCredit union Dallas, TX69 out of 100, Moderate$860.9M11.5%0.59%vs
Intouch Credit UnionCredit union Plano, TX55 out of 100, Moderate$837.4M8.9%1.38%vs

Deposit insurance

Is my money safe at Schlumberger Employees Credit Union?

Yes. Schlumberger Employees Credit Union is a federally insured credit union (NCUA charter #67625). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.6% of shares and deposits ($87.7M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 25.28%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Schlumberger Employees Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Schlumberger Employees Credit Union reported 85 home-loan applications under HMDA (LEI 549300UE4FFDNV7ELD54): 75 originated ($31,295,000 total), 0 denied, and 10 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Schlumberger Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67625
RSSD ID
719496
Primary regulator
State + NCUA
Established
1946
Headquarters
205 Industrial Blvd, Sugar Land, TX 77478
Employees
32

Quick answers

Schlumberger Employees Credit Union: common questions

Is Schlumberger Employees Credit Union NCUA insured?

Yes. Schlumberger Employees Credit Union is a federally insured credit union (NCUA charter #67625). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Schlumberger Employees Credit Union's TellerScore?

94 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Schlumberger Employees Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Sugar Land

InstitutionScoreAssetsCapitalProblem loansCompare
Corpus Christi Postal Employees Credit UnionCredit union Corpus Christi, TX96 out of 100, Very strong$17.1M20.3%0.00%vs
Port of Houston Warehouse Federal Credit UnionCredit union Houston, TX96 out of 100, Very strong$5.4M21.6%0.52%vs
Ila 1351 Federal Credit UnionCredit union La Porte, TX92 out of 100, Very strong$17.3M17.0%0.00%vs
Kbr Heritage Federal Credit UnionCredit union Houston, TX90 out of 100, Very strong$76.4M22.6%0.39%vs
P.I.E. Credit UnionCredit union Houston, TX88 out of 100, Very strong$11.8M23.9%0.71%vs
American First National BankBank Houston, TX87 out of 100, Very strong$2.9B14.4%0.42%vs