Side-by-side · Q2 2026 data
American Heritage Bank vs Firstar Bank
Metric by metric
| Measure | American Heritage Bank | Firstar Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 66 |
| Capital cushion | 46 (stronger) | 40 |
| Loan quality | 93 (stronger) | 77 |
| Earnings | 58 | 83 (stronger) |
| Funding & liquidity | 84 (stronger) | 64 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 63rd | 40th |
| Total assets | $1.5B | $1.2B |
| Deposits / shares | $1.2B | $1.1B |
| Capital ratio | 9.57% (stronger) | 9.03% |
| Problem loans | 0.21% (stronger) | 0.68% |
| Net charge-offs | 0.11% | 0.04% (stronger) |
| Return on assets | 0.95% | 1.58% (stronger) |
| Loans ÷ deposits | 42.8% (stronger) | 76.9% |
| Uninsured deposits | 30.0% (stronger) | 31.9% |
| Offices | 18 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.7% |
American Heritage Bank has the higher TellerScore (71 vs 66). On the 7 directional measures above (where higher or lower is clearly better), American Heritage Bank leads on 5 and Firstar Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.