The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (70 → 71).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Oklahoma

Yes. American Heritage Bank is an FDIC-insured institution (FDIC certificate #4190). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 30.0% of deposits ($347.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.57%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 24.73% (benchmark: 10%).

Check how much of your own balance is covered

American Heritage Bank lists 18 offices in 14 cities. Most locations:

• Tulsa, OK (4)
• Sand Springs, OK (2)
• Barnsdall, OK (1)
• Bartlesville, OK (1)
• Beggs, OK (1)
• Cleveland, OK (1)
• Glenpool, OK (1)
• Kellyville, OK (1)
• Kiefer, OK (1)
• Mannford, OK (1)
• Mounds, OK (1)
• Pawhuska, OK (1)

All branch addresses and map

Legal name

American Heritage Bank

Former names

The American National Bank and Trust Company of Sapulpa, Oklahoma; The American National Bank of Sapulpa

Type

State-chartered bank (Fed member)

FDIC certificate #

4190

RSSD ID

311050

Primary regulator

FED

Holding company

American Bcorp Inc

Established

June 15, 1905

Headquarters

2 S Main St, Sapulpa, OK 74066

Website

www.ahb.bank

Employees

248