Side-by-side · Q2 2026 data
American Heritage Bank vs First New Mexico Bank, Las Cruces
Metric by metric
| Measure | American Heritage Bank | First New Mexico Bank, Las Cruces |
|---|---|---|
| TellerScore | 83 (stronger) | 68 |
| Capital cushion | 61 | 81 (stronger) |
| Loan quality | 93 (stronger) | 23 |
| Earnings | 94 (stronger) | 93 |
| Funding & liquidity | 88 (stronger) | 78 |
| Problem-loan coverage | 98 (stronger) | 81 |
| Peer percentile | 84th | 37th |
| Total assets | $153.2M | $171.9M |
| Deposits / shares | $137.2M | $146.1M |
| Capital ratio | 11.09% | 13.05% (stronger) |
| Problem loans | 0.22% (stronger) | 2.31% |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 1.85% (stronger) | 1.83% |
| Loans ÷ deposits | 52.1% (stronger) | 66.9% |
| Uninsured deposits | 26.2% (stronger) | 28.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Heritage Bank has the higher TellerScore (83 vs 68). On the 7 directional measures above (where higher or lower is clearly better), American Heritage Bank leads on 5 and First New Mexico Bank, Las Cruces on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.