First New Mexico Bank, Las Cruces (FDIC certificate #58745) is based in Las Cruces, New Mexico. Its Q2 2026 call report shows $171.9M in total assets and $146.1M in deposits and 3 offices.
First New Mexico Bank, Las Cruces has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 2,650 banks with $100 million – $1 billion. Among 29 banks headquartered in New Mexico, it ranks 20th. Earnings contributes the most (93/100, 1.83%); loan quality contributes the least (23/100, 2.31%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 22 points (90 → 68), mostly because the loan quality component weakened by 77 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 88 |
| Q3 2024 | 89 |
| Q4 2024 | 91 |
| Q1 2025 | 90 |
| Q2 2025 | 90 |
| Q3 2025 | 90 |
| Q4 2025 | 70 |
| Q1 2026 | 67 |
| Q2 2026 | 68 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.81% |
| Q3 2024 | 12.97% |
| Q4 2024 | 13.56% |
| Q1 2025 | 13.47% |
| Q2 2025 | 13.44% |
| Q3 2025 | 13.44% |
| Q4 2025 | 13.58% |
| Q1 2026 | 13.05% |
| Q2 2026 | 13.05% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 2.40% |
| Q1 2026 | 2.46% |
| Q2 2026 | 2.31% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.55% |
| Q3 2024 | 1.57% |
| Q4 2024 | 1.63% |
| Q1 2025 | 1.62% |
| Q2 2025 | 1.67% |
| Q3 2025 | 1.72% |
| Q4 2025 | 1.88% |
| Q1 2026 | 1.77% |
| Q2 2026 | 1.83% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $171.9M | 13.05% | 2.31% | 1.83% | 66.9% |
| Q1 2026 | 67 | $174.7M | 13.05% | 2.46% | 1.77% | 61.3% |
| Q4 2025 | 70 | $164.8M | 13.58% | 2.40% | 1.88% | 67.9% |
| Q3 2025 | 90 | $160.6M | 13.44% | 0.00% | 1.72% | 71.3% |
| Q2 2025 | 90 | $161.3M | 13.44% | 0.00% | 1.67% | 68.4% |
| Q1 2025 | 90 | $158.6M | 13.47% | 0.00% | 1.62% | 65.0% |
| Q4 2024 | 91 | $152.7M | 13.56% | 0.00% | 1.63% | 66.9% |
| Q3 2024 | 89 | $157.0M | 12.97% | 0.00% | 1.57% | 63.5% |
| Q2 2024 | 88 | $152.1M | 12.81% | 0.00% | 1.55% | 61.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New Mexico
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of the SouthwestBank Roswell, NM | 64 out of 100, Moderate | $176.3M | 9.4% | 0.73% | vs |
| First State BankBank Socorro, NM | 84 out of 100, Strong | $188.0M | 14.3% | 0.03% | vs |
| American Heritage BankBank Clovis, NM | 83 out of 100, Strong | $153.2M | 11.1% | 0.22% | vs |
| First New Mexico Bank of Silver CityBank Silver City, NM | 95 out of 100, Very strong | $147.5M | 14.3% | 0.16% | vs |
| Main BankBank Albuquerque, NM | 82 out of 100, Strong | $245.2M | 11.5% | 0.00% | vs |
| First New Mexico BankBank Deming, NM | 91 out of 100, Very strong | $275.1M | 14.7% | 0.16% | vs |
Deposit insurance
Is my money safe at First New Mexico Bank, Las Cruces?
Yes. First New Mexico Bank, Las Cruces is an FDIC-insured institution (FDIC certificate #58745). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 28.7% of deposits ($42.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.05%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
First New Mexico Bank, Las Cruces lists 3 offices in 2 cities. Most locations:
- Las Cruces, NM (2)
- Anthony, NM (1)
Identity & history
Profile
- Legal name
- First New Mexico Bank, Las Cruces
- Type
- State-chartered bank
- FDIC certificate #
- 58745
- RSSD ID
- 3623969
- Primary regulator
- FDIC
- Holding company
- First Nm Financial Corp
- Established
- January 14, 2008
- Headquarters
- 3000 E Lohman Ave, Las Cruces, NM 88011
- Website
- www.firstnewmexicobanklc.com
- Employees
- 31
Quick answers
First New Mexico Bank, Las Cruces: common questions
Is First New Mexico Bank, Las Cruces FDIC insured?
Yes. First New Mexico Bank, Las Cruces is an FDIC-insured institution (FDIC certificate #58745). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First New Mexico Bank, Las Cruces's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First New Mexico Bank, Las Cruces ever failed?
There is no failure record for FDIC certificate #58745 in the FDIC failed bank list.
How many branches does First New Mexico Bank, Las Cruces have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Las Cruces
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| White Sands Federal Credit UnionCredit union Las Cruces, NM | 86 out of 100, Very strong | $413.8M | 13.2% | 0.11% | vs |
| First Savings BankBank Beresford, SD | 83 out of 100, Strong | $1.6B | 19.3% | 0.90% | vs |
| WestStar BankBank El Paso, TX | 80 out of 100, Strong | $3.3B | 12.3% | 0.00% | vs |
| First American BankBank Artesia, NM | 80 out of 100, Strong | $1.9B | 11.8% | 0.53% | vs |
| Citizens Bank of Las CrucesBank Las Cruces, NM | 76 out of 100, Strong | $1.2B | 10.4% | 0.43% | vs |
| Pioneer BankBank Roswell, NM | 73 out of 100, Strong | $1.1B | 12.3% | 1.71% | vs |