Side-by-side · Q2 2026 data
American Heritage Federal Credit Union vs Franklin Mint Federal Credit Union
Credit union
American Heritage Federal Credit Union
Philadelphia, Pennsylvania · $1 billion – $10 billion
Credit union
Franklin Mint Federal Credit Union
Chadds Ford, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | American Heritage Federal Credit Union | Franklin Mint Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 57 (stronger) |
| Capital cushion | 35 | 37 (stronger) |
| Loan quality | 59 | 72 (stronger) |
| Earnings | 41 (stronger) | 35 |
| Funding & liquidity | 75 | 80 (stronger) |
| Problem-loan coverage | 66 | 85 (stronger) |
| Peer percentile | 7th | 17th |
| Total assets | $5.4B | $2.2B |
| Deposits / shares | $4.4B | $2.0B |
| Capital ratio | 8.54% | 8.66% (stronger) |
| Problem loans | 1.23% | 0.83% (stronger) |
| Net charge-offs | 0.84% | 0.37% (stronger) |
| Return on assets | 0.53% (stronger) | 0.38% |
| Loans ÷ deposits | 84.8% | 80.0% (stronger) |
| Uninsured deposits | 15.6% | 10.3% (stronger) |
| Offices | 14 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Franklin Mint Federal Credit Union has the higher TellerScore (57 vs 51). On the 7 directional measures above (where higher or lower is clearly better), American Heritage Federal Credit Union leads on 1 and Franklin Mint Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.