Franklin Mint Federal Credit Union (NCUA charter #20042) is based in Chadds Ford, Pennsylvania. Its Q2 2026 call report shows $2.2B in total assets and $2.0B in member shares and deposits and 9 offices.
Based on its Q2 2026 filing, Franklin Mint Federal Credit Union scores 57/100, which we describe as moderate. That is higher than only 17% of 454 credit unions with $1 billion – $10 billion. Among 269 credit unions headquartered in Pennsylvania, it ranks 235th. Its strongest component is problem-loan coverage (85/100; 7.4%), and its lowest is earnings (35/100; 0.38%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (52 → 57), mostly because the capital cushion component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 49 |
| Q3 2024 | 50 |
| Q4 2024 | 50 |
| Q1 2025 | 52 |
| Q2 2025 | 52 |
| Q3 2025 | 55 |
| Q4 2025 | 56 |
| Q1 2026 | 60 |
| Q2 2026 | 57 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 7.48% |
| Q3 2024 | 7.47% |
| Q4 2024 | 7.47% |
| Q1 2025 | 7.47% |
| Q2 2025 | 7.47% |
| Q3 2025 | 7.83% |
| Q4 2025 | 7.84% |
| Q1 2026 | 8.86% |
| Q2 2026 | 8.66% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.72% |
| Q3 2024 | 0.69% |
| Q4 2024 | 0.87% |
| Q1 2025 | 0.63% |
| Q2 2025 | 0.75% |
| Q3 2025 | 0.78% |
| Q4 2025 | 0.76% |
| Q1 2026 | 0.57% |
| Q2 2026 | 0.83% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.09% |
| Q3 2024 | -0.02% |
| Q4 2024 | 0.06% |
| Q1 2025 | 0.05% |
| Q2 2025 | 0.14% |
| Q3 2025 | 0.51% |
| Q4 2025 | 0.52% |
| Q1 2026 | 0.34% |
| Q2 2026 | 0.38% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 57 | $2.2B | 8.66% | 0.83% | 0.38% | 80.0% |
| Q1 2026 | 60 | $2.2B | 8.86% | 0.57% | 0.34% | 77.6% |
| Q4 2025 | 56 | $1.9B | 7.84% | 0.76% | 0.52% | 81.1% |
| Q3 2025 | 55 | $1.9B | 7.83% | 0.78% | 0.51% | 82.1% |
| Q2 2025 | 52 | $1.9B | 7.47% | 0.75% | 0.14% | 80.6% |
| Q1 2025 | 52 | $1.9B | 7.47% | 0.63% | 0.05% | 80.8% |
| Q4 2024 | 50 | $1.9B | 7.47% | 0.87% | 0.06% | 83.4% |
| Q3 2024 | 50 | $1.9B | 7.47% | 0.69% | -0.02% | 85.9% |
| Q2 2024 | 49 | $1.9B | 7.48% | 0.72% | -0.09% | 86.1% |
454 peers · $1 billion – $10 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Clearview Federal Credit UnionCredit union Moon Township, PA | 69 out of 100, Moderate | $2.2B | 11.2% | 0.69% | vs |
| Philadelphia Federal Credit UnionCredit union Philadelphia, PA | 71 out of 100, Strong | $2.0B | 12.5% | 0.99% | vs |
| Utilities Employees Credit UnionCredit union Reading, PA | 77 out of 100, Strong | $1.5B | 15.7% | 1.26% | vs |
| Freedom Credit UnionCredit union Warminster, PA | 79 out of 100, Strong | $1.5B | 13.4% | 0.81% | vs |
| First Commonwealth Federal Credit UnionCredit union Lehigh Valley, PA | 56 out of 100, Moderate | $1.5B | 10.1% | 1.53% | vs |
| Patriot Federal Credit UnionCredit union Chambersburg, PA | 76 out of 100, Strong | $1.3B | 11.5% | 0.26% | vs |
Deposit insurance
Is my money safe at Franklin Mint Federal Credit Union?
Yes. Franklin Mint Federal Credit Union is a federally insured credit union (NCUA charter #20042). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 10.3% of shares and deposits ($205.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.
The net worth ratio is 8.66%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
9 locations
Branches
Franklin Mint Federal Credit Union lists 9 offices in 9 cities. Most locations:
- Chadds Ford, PA (1)
- Folsom, PA (1)
- Glen Mills, PA (1)
- Media, PA (1)
- Newtown Square, PA (1)
- Paoli, PA (1)
- Sharon Hill, PA (1)
- Springfield, PA (1)
- West Chester, PA (1)
Identity & history
Profile
- Legal name
- Franklin Mint Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 20042
- RSSD ID
- 253981
- Primary regulator
- NCUA
- Established
- 1970
- Headquarters
- 5 Hillman Dr, Ste 100, Chadds Ford, PA 19317
- Employees
- 347
Quick answers
Franklin Mint Federal Credit Union: common questions
Is Franklin Mint Federal Credit Union NCUA insured?
Yes. Franklin Mint Federal Credit Union is a federally insured credit union (NCUA charter #20042). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Franklin Mint Federal Credit Union's TellerScore?
57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Franklin Mint Federal Credit Union have?
9 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Chadds Ford
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| B. Braun Federal Credit UnionCredit union Allentown, PA | 100 out of 100, Very strong | $1.9M | 25.1% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| HSBC Trust Company (Delaware), National AssociationBank Wilmington, DE | 94 out of 100, Very strong | $57.2M | 97.8% | 0.00% | vs |
| Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA | 94 out of 100, Very strong | $71.6M | 25.3% | 0.69% | vs |
| Applied BankBank Wilmington, DE | 93 out of 100, Very strong | $274.1M | 17.5% | 0.00% | vs |
| Deutsche Bank Trust Company DelawareBank Newark, DE | 93 out of 100, Very strong | $141.4M | 93.2% | 0.00% | vs |