Side-by-side · Q2 2026 data
American Interstate Bank vs Access Bank
Metric by metric
| Measure | American Interstate Bank | Access Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 55 (stronger) | 29 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 98th | 36th |
| Total assets | $132.0M | $1.1B |
| Deposits / shares | $105.3M | $905.3M |
| Capital ratio | 20.06% (stronger) | 10.65% |
| Problem loans | 0.00% (stronger) | 0.51% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 3.61% (stronger) | 1.19% |
| Loans ÷ deposits | 68.6% (stronger) | 88.9% |
| Uninsured deposits | 48.2% (stronger) | 52.8% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.2% |
American Interstate Bank has the higher TellerScore (93 vs 65). On the 7 directional measures above (where higher or lower is clearly better), American Interstate Bank leads on 7 and Access Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.