American Interstate Bank (FDIC certificate #1439) is based in Elkhorn, Nebraska. Its Q2 2026 call report shows $132.0M in total assets and $105.3M in deposits and 3 offices.
American Interstate Bank has a TellerScore of 93 out of 100 (very strong) based on Q2 2026 data — higher than 98% of its 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 5th. Capital cushion contributes the most (100/100, 20.06%); funding & liquidity contributes the least (55/100, 69% loans-to-deposits, 48% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (89 → 93), mostly because the loan quality component improved by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 94 |
| Q3 2024 | 95 |
| Q4 2024 | 95 |
| Q1 2025 | 94 |
| Q2 2025 | 89 |
| Q3 2025 | 94 |
| Q4 2025 | 94 |
| Q1 2026 | 94 |
| Q2 2026 | 93 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 18.67% |
| Q3 2024 | 18.87% |
| Q4 2024 | 18.21% |
| Q1 2025 | 18.95% |
| Q2 2025 | 19.96% |
| Q3 2025 | 20.82% |
| Q4 2025 | 18.66% |
| Q1 2026 | 19.52% |
| Q2 2026 | 20.06% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.53% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 4.27% |
| Q3 2024 | 4.27% |
| Q4 2024 | 4.27% |
| Q1 2025 | 4.18% |
| Q2 2025 | 4.11% |
| Q3 2025 | 4.12% |
| Q4 2025 | 4.23% |
| Q1 2026 | 3.44% |
| Q2 2026 | 3.61% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 93 | $132.0M | 20.06% | 0.00% | 3.61% | 68.6% |
| Q1 2026 | 94 | $127.8M | 19.52% | 0.00% | 3.44% | 64.6% |
| Q4 2025 | 94 | $134.2M | 18.66% | 0.00% | 4.23% | 60.9% |
| Q3 2025 | 94 | $124.4M | 20.82% | 0.00% | 4.12% | 67.6% |
| Q2 2025 | 89 | $140.1M | 19.96% | 0.53% | 4.11% | 58.4% |
| Q1 2025 | 94 | $120.3M | 18.95% | 0.00% | 4.18% | 73.0% |
| Q4 2024 | 95 | $114.5M | 18.21% | 0.00% | 4.27% | 73.6% |
| Q3 2024 | 95 | $126.9M | 18.87% | 0.00% | 4.27% | 66.7% |
| Q2 2024 | 94 | $139.9M | 18.67% | 0.00% | 4.27% | 70.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| F&M BankBank Falls City, NE | 83 out of 100, Strong | $135.3M | 11.6% | 0.00% | vs |
| First Central BankBank Cambridge, NE | 50 out of 100, Below average | $137.8M | 11.6% | 3.47% | vs |
| West Plains BankBank Ainsworth, NE | 91 out of 100, Very strong | $139.3M | 14.8% | 0.00% | vs |
| Hershey BankBank Hershey, NE | 67 out of 100, Moderate | $141.1M | 13.2% | 1.22% | vs |
| First Central Bank McCookBank Mccook, NE | 41 out of 100, Below average | $122.8M | 11.3% | 5.80% | vs |
| Bank of Dixon CountyBank Ponca, NE | 70 out of 100, Strong | $141.7M | 13.3% | 2.04% | vs |
Deposit insurance
Is my money safe at American Interstate Bank?
Yes. American Interstate Bank is an FDIC-insured institution (FDIC certificate #1439). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 48.2% of deposits ($50.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 20.06%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
American Interstate Bank lists 2 offices in 2 cities. Most locations:
- Elkhorn, NE (1)
- Omaha, NE (1)
Identity & history
Profile
- Legal name
- American Interstate Bank
- Former names
- Bank of Elkhorn; Equibanc
- Type
- State-chartered bank
- FDIC certificate #
- 1439
- RSSD ID
- 547251
- Primary regulator
- FDIC
- Holding company
- American Interstate Bcorp Inc
- Established
- March 29, 1915
- Headquarters
- 3331 N 204th St, Elkhorn, NE 68022
- Employees
- 10
Quick answers
American Interstate Bank: common questions
Is American Interstate Bank FDIC insured?
Yes. American Interstate Bank is an FDIC-insured institution (FDIC certificate #1439). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is American Interstate Bank's TellerScore?
93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has American Interstate Bank ever failed?
There is no failure record for FDIC certificate #1439 in the FDIC failed bank list.
How many branches does American Interstate Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Elkhorn
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE | 98 out of 100, Very strong | $34.8M | 25.2% | 0.00% | vs |
| North Western Employees Credit UnionCredit union Council Bluffs, IA | 94 out of 100, Very strong | $10.4M | 21.4% | 0.00% | vs |
| Omaha Firefighters Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $76.0M | 17.5% | 0.04% | vs |
| Neighborhood Community Federal Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $31.0M | 14.2% | 0.17% | vs |
| Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT | 89 out of 100, Very strong | $32.6M | 14.5% | 0.87% | vs |
| Omaha Federal Credit UnionCredit union Omaha, NE | 88 out of 100, Very strong | $118.0M | 15.3% | 1.05% | vs |