Side-by-side · Q2 2026 data
American Interstate Bank vs Omaha Public Power Dist Emp Federal Credit Union
Credit union
Omaha Public Power Dist Emp Federal Credit Union
Omaha, Nebraska · Under $100 million in assets
Metric by metric
| Measure | American Interstate Bank | Omaha Public Power Dist Emp Federal Credit Union |
|---|---|---|
| TellerScore | 93 | 98 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 92 |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 98th |
| Total assets | $132.0M | $34.8M |
| Deposits / shares | $105.3M | $26.0M |
| Capital ratio | 20.06% | 25.22% (stronger) |
| Problem loans | 0.00% (stronger) | 0.00% |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 3.61% (stronger) | 1.79% |
| Loans ÷ deposits | 68.6% | 29.7% (stronger) |
| Uninsured deposits | 48.2% | 0.6% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Omaha Public Power Dist Emp Federal Credit Union has the higher TellerScore (98 vs 93). On the 7 directional measures above (where higher or lower is clearly better), American Interstate Bank leads on 3 and Omaha Public Power Dist Emp Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.