Side-by-side · Q2 2026 data
American Nation Bank vs 4u Federal Credit Union
Metric by metric
| Measure | American Nation Bank | 4u Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 63 |
| Capital cushion | 53 (stronger) | 39 |
| Loan quality | 98 | 99 (stronger) |
| Earnings | 82 (stronger) | 29 |
| Funding & liquidity | 71 | 74 (stronger) |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 64th | 29th |
| Total assets | $691.5M | $156.2M |
| Deposits / shares | $577.7M | $140.6M |
| Capital ratio | 10.31% (stronger) | 8.91% |
| Problem loans | 0.06% | 0.04% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 1.54% (stronger) | 0.23% |
| Loans ÷ deposits | 82.8% (stronger) | 86.5% |
| Uninsured deposits | 20.9% | 12.0% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | 0.0% |
American Nation Bank has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), American Nation Bank leads on 5 and 4u Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.