Side-by-side · Q2 2026 data
American Plus Bank, N.A. vs Interfaith Federal Credit Union
Metric by metric
| Measure | American Plus Bank, N.A. | Interfaith Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 99 (stronger) | 89 |
| Earnings | 92 (stronger) | 47 |
| Funding & liquidity | 34 | 99 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 92nd | 71st |
| Total assets | $935.0M | $134.8M |
| Deposits / shares | $748.0M | $118.3M |
| Capital ratio | 16.46% (stronger) | 11.87% |
| Problem loans | 0.04% (stronger) | 0.34% |
| Net charge-offs | 0.00% (stronger) | 0.40% |
| Return on assets | 1.81% (stronger) | 0.67% |
| Loans ÷ deposits | 105.9% | 61.1% (stronger) |
| Uninsured deposits | 33.5% | 7.0% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
American Plus Bank, N.A. has the higher TellerScore (88 vs 77). On the 7 directional measures above (where higher or lower is clearly better), American Plus Bank, N.A. leads on 5 and Interfaith Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.