Headquartered in Arcadia, California, American Plus Bank, N.A. is a national bank with $935.0M in total assets and $748.0M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 2007.
Based on its Q2 2026 filing, American Plus Bank, N.A. scores 88/100, which we describe as very strong. That is higher than 92% of 2,650 banks with $100 million – $1 billion. Among 116 banks headquartered in California, it ranks 7th. Its strongest component is capital cushion (100/100; 16.46%), and its lowest is funding & liquidity (34/100; 106% loans-to-deposits, 34% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (86 → 88), mostly because the earnings component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 87 |
| Q3 2024 | 89 |
| Q4 2024 | 88 |
| Q1 2025 | 87 |
| Q2 2025 | 86 |
| Q3 2025 | 87 |
| Q4 2025 | 88 |
| Q1 2026 | 87 |
| Q2 2026 | 88 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 18.47% |
| Q3 2024 | 18.01% |
| Q4 2024 | 17.56% |
| Q1 2025 | 17.14% |
| Q2 2025 | 15.72% |
| Q3 2025 | 15.90% |
| Q4 2025 | 16.50% |
| Q1 2026 | 16.49% |
| Q2 2026 | 16.46% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.04% |
| Q1 2026 | 0.04% |
| Q2 2026 | 0.04% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.63% |
| Q3 2024 | 1.76% |
| Q4 2024 | 1.65% |
| Q1 2025 | 1.63% |
| Q2 2025 | 1.51% |
| Q3 2025 | 1.63% |
| Q4 2025 | 1.81% |
| Q1 2026 | 1.63% |
| Q2 2026 | 1.81% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 88 | $935.0M | 16.46% | 0.04% | 1.81% | 105.9% |
| Q1 2026 | 87 | $890.7M | 16.49% | 0.04% | 1.63% | 105.6% |
| Q4 2025 | 88 | $867.3M | 16.50% | 0.04% | 1.81% | 106.1% |
| Q3 2025 | 87 | $858.5M | 15.90% | 0.00% | 1.63% | 104.5% |
| Q2 2025 | 86 | $872.5M | 15.72% | 0.00% | 1.51% | 105.5% |
| Q1 2025 | 87 | $783.4M | 17.14% | 0.00% | 1.63% | 105.8% |
| Q4 2024 | 88 | $767.0M | 17.56% | 0.00% | 1.65% | 104.8% |
| Q3 2024 | 89 | $750.6M | 18.01% | 0.00% | 1.76% | 100.7% |
| Q2 2024 | 87 | $694.6M | 18.47% | 0.00% | 1.63% | 104.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in California
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pinnacle BankBank Gilroy, CA | 52 out of 100, Below average | $937.0M | 11.9% | 2.30% | vs |
| C3bank, National AssociationBank Encinitas, CA | 75 out of 100, Strong | $949.3M | 10.6% | 0.00% | vs |
| Summit State BankBank Santa Rosa, CA | 42 out of 100, Below average | $959.8M | 10.8% | 2.43% | vs |
| HCN BankBank Riverside, CA | 79 out of 100, Strong | $998.4M | 11.7% | 0.00% | vs |
| Bank of San FranciscoBank San Francisco, CA | 68 out of 100, Moderate | $863.6M | 10.9% | 0.09% | vs |
| First Commercial Bank (USA)Bank Alhambra, CA | 71 out of 100, Strong | $849.9M | 23.3% | 1.05% | vs |
Deposit insurance
Is my money safe at American Plus Bank, N.A.?
Yes. American Plus Bank, N.A. is an FDIC-insured institution (FDIC certificate #58469). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 33.5% of deposits ($250.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.46%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
American Plus Bank, N.A. lists 4 offices in 4 cities. Most locations:
- Arcadia, CA (1)
- Long Beach, CA (1)
- Pasadena, CA (1)
- Rowland Heights, CA (1)
Identity & history
Profile
- Legal name
- American Plus Bank, N.A.
- Type
- National bank
- FDIC certificate #
- 58469
- RSSD ID
- 3623110
- Primary regulator
- OCC
- Established
- August 8, 2007
- Headquarters
- 630 W Duarte Rd, Arcadia, CA 91007
- Website
- www.bankaplus.com
- Employees
- 50
Quick answers
American Plus Bank, N.A.: common questions
Is American Plus Bank, N.A. FDIC insured?
Yes. American Plus Bank, N.A. is an FDIC-insured institution (FDIC certificate #58469). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is American Plus Bank, N.A.'s TellerScore?
88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has American Plus Bank, N.A. ever failed?
There is no failure record for FDIC certificate #58469 in the FDIC failed bank list.
How many branches does American Plus Bank, N.A. have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Arcadia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Asian Pacific National BankBank San Gabriel, CA | 89 out of 100, Very strong | $56.9M | 20.1% | 0.00% | vs |
| California Adventist Federal Credit UnionCredit union Glendale, CA | 89 out of 100, Very strong | $44.7M | 20.1% | 0.04% | vs |
| L. A. Electrical Workers Credit Un. Credit UnionCredit union Pasadena, CA | 88 out of 100, Very strong | $54.8M | 19.8% | 0.08% | vs |
| Certified Federal Credit UnionCredit union El Monte, CA | 88 out of 100, Very strong | $925.3M | 20.7% | 0.37% | vs |
| Hana Bank USA, National AssociationBank Fort Lee, NJ | 88 out of 100, Very strong | $835.2M | 25.4% | 0.00% | vs |