Side-by-side · Q2 2026 data
American Pride Bank vs Allegacy Financial Federal Credit Union
Credit union
Allegacy Financial Federal Credit Union
Winston Salem, North Carolina · $1 billion – $10 billion
Metric by metric
| Measure | American Pride Bank | Allegacy Financial Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 71 |
| Capital cushion | 91 (stronger) | 64 |
| Loan quality | 100 (stronger) | 78 |
| Earnings | 41 | 64 (stronger) |
| Funding & liquidity | 44 | 67 (stronger) |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 83rd | 62nd |
| Total assets | $1.0B | $2.6B |
| Deposits / shares | $889.9M | $2.2B |
| Capital ratio | 14.08% (stronger) | 11.44% |
| Problem loans | 0.00% (stronger) | 0.65% |
| Net charge-offs | 0.01% (stronger) | 0.22% |
| Return on assets | 0.52% | 1.10% (stronger) |
| Loans ÷ deposits | 80.2% (stronger) | 93.6% |
| Uninsured deposits | 47.8% | 12.0% (stronger) |
| Offices | 10 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.2% | — |
American Pride Bank has the higher TellerScore (77 vs 71). On the 7 directional measures above (where higher or lower is clearly better), American Pride Bank leads on 5 and Allegacy Financial Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.