American Pride Bank is a state-chartered bank headquartered in Macon, Georgia, in business for about 19 years. At the end of Q2 2026 it reported $1.0B in total assets and $889.9M in deposits, with 11 offices across 4 states.
Based on its Q2 2026 filing, American Pride Bank scores 77/100, which we describe as strong. That is higher than 83% of 897 banks with $1 billion – $10 billion. Among 124 banks headquartered in Georgia, it ranks 50th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (41/100; 0.52%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 9 points (86 → 77), mostly because the funding & liquidity component weakened by 30 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 79 |
| Q4 2024 | 74 |
| Q1 2025 | 85 |
| Q2 2025 | 86 |
| Q3 2025 | 84 |
| Q4 2025 | 83 |
| Q1 2026 | 79 |
| Q2 2026 | 77 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.03% |
| Q3 2024 | 13.03% |
| Q4 2024 | 11.68% |
| Q1 2025 | 14.06% |
| Q2 2025 | 16.61% |
| Q3 2025 | 15.79% |
| Q4 2025 | 14.23% |
| Q1 2026 | 13.34% |
| Q2 2026 | 14.08% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.30% |
| Q3 2024 | 0.29% |
| Q4 2024 | 0.26% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.02% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.92% |
| Q3 2024 | 0.91% |
| Q4 2024 | 0.73% |
| Q1 2025 | 0.93% |
| Q2 2025 | 0.69% |
| Q3 2025 | 0.57% |
| Q4 2025 | 0.69% |
| Q1 2026 | 0.57% |
| Q2 2026 | 0.52% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $1.0B | 14.08% | 0.00% | 0.52% | 80.2% |
| Q1 2026 | 79 | $810.7M | 13.34% | 0.00% | 0.57% | 82.5% |
| Q4 2025 | 83 | $772.8M | 14.23% | 0.02% | 0.69% | 78.5% |
| Q3 2025 | 84 | $664.8M | 15.79% | 0.00% | 0.57% | 79.5% |
| Q2 2025 | 86 | $551.5M | 16.61% | 0.00% | 0.69% | 81.4% |
| Q1 2025 | 85 | $491.2M | 14.06% | 0.00% | 0.93% | 78.7% |
| Q4 2024 | 74 | $416.8M | 11.68% | 0.26% | 0.73% | 79.4% |
| Q3 2024 | 79 | $373.1M | 13.03% | 0.29% | 0.91% | 81.5% |
| Q2 2024 | 78 | $341.3M | 13.03% | 0.30% | 0.92% | 90.3% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| PeoplesSouth BankBank Colquitt, GA | 69 out of 100, Moderate | $1.2B | 10.4% | 1.02% | vs |
| BankSouthBank Greensboro, GA | 68 out of 100, Moderate | $1.6B | 10.2% | 0.55% | vs |
| PrimeSouth BankBank Blackshear, GA | 66 out of 100, Moderate | $1.6B | 12.0% | 1.48% | vs |
| United BankBank Zebulon, GA | 89 out of 100, Very strong | $2.2B | 12.8% | 0.23% | vs |
| Thomasville National BankBank Thomasville, GA | 76 out of 100, Strong | $2.2B | 10.7% | 0.22% | vs |
| Queensborough National Bank & Trust CompanyBank Louisville, GA | 62 out of 100, Moderate | $2.3B | 8.6% | 0.59% | vs |
Deposit insurance
Is my money safe at American Pride Bank?
Yes. American Pride Bank is an FDIC-insured institution (FDIC certificate #58584). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 47.8% of deposits ($425.1M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.08%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
11 locations
Branches
American Pride Bank lists 10 offices in 9 cities across 4 states. Most locations:
- Macon, GA (2)
- Alpharetta, GA (1)
- Athens, GA (1)
- Charlotte, NC (1)
- Greenville, SC (1)
- Sarasota, FL (1)
- Tampa, FL (1)
- Warner Robins, GA (1)
- Winston Salem, NC (1)
HMDA 2025
Mortgage lending
In 2025, American Pride Bank reported 77 home-loan applications under HMDA (LEI 254900WO60HTEULEHM24): 53 originated ($25,555,000 total), 11 denied, and 13 withdrawn or closed by the applicant. Its denial rate on decided applications was 17.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- American Pride Bank
- Type
- State-chartered bank
- FDIC certificate #
- 58584
- RSSD ID
- 3671997
- Primary regulator
- FDIC
- Holding company
- American Bcorp Inc
- Established
- December 12, 2007
- Headquarters
- 4740 Log Cabin Dr, Macon, GA 31204
- Website
- www.americanpride.bank
- Employees
- 109
Quick answers
American Pride Bank: common questions
Is American Pride Bank FDIC insured?
Yes. American Pride Bank is an FDIC-insured institution (FDIC certificate #58584). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is American Pride Bank's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has American Pride Bank ever failed?
There is no failure record for FDIC certificate #58584 in the FDIC failed bank list.
How many branches does American Pride Bank have?
11 offices as of the latest FDIC data, in 4 states.
Nearby
Highest-scoring banks and credit unions with branches near Macon
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Flint Federal Credit UnionCredit union Reynolds, GA | 99 out of 100, Very strong | $2.9M | 30.0% | 0.00% | vs |
| Cgr Credit UnionCredit union Macon, GA | 95 out of 100, Very strong | $120.0M | 22.2% | 0.52% | vs |
| Robins Financial Credit UnionCredit union Warner Robins, GA | 94 out of 100, Very strong | $5.0B | 17.6% | 0.40% | vs |
| Sunmark Community BankBank Perry, GA | 92 out of 100, Very strong | $556.6M | 14.6% | 0.02% | vs |
| Macon Firemen'S Credit UnionCredit union Macon, GA | 90 out of 100, Very strong | $5.9M | 27.1% | 0.56% | vs |
| United BankBank Zebulon, GA | 89 out of 100, Very strong | $2.2B | 12.8% | 0.23% | vs |