Side-by-side · Q2 2026 data
American Pride Bank vs Piedmont Advantage Credit Union
Credit union
Piedmont Advantage Credit Union
Winston Salem, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | American Pride Bank | Piedmont Advantage Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 54 |
| Capital cushion | 91 (stronger) | 36 |
| Loan quality | 100 (stronger) | 83 |
| Earnings | 41 (stronger) | 0 |
| Funding & liquidity | 44 | 90 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 83rd | 10th |
| Total assets | $1.0B | $367.9M |
| Deposits / shares | $889.9M | $342.7M |
| Capital ratio | 14.08% (stronger) | 8.55% |
| Problem loans | 0.00% (stronger) | 0.50% |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | 0.52% (stronger) | -0.51% |
| Loans ÷ deposits | 80.2% | 70.6% (stronger) |
| Uninsured deposits | 47.8% | 5.0% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.2% | 41.1% |
American Pride Bank has the higher TellerScore (77 vs 54). On the 7 directional measures above (where higher or lower is clearly better), American Pride Bank leads on 5 and Piedmont Advantage Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.