Side-by-side · Q2 2026 data
American Savings Bank, National Association vs Garden Island Federal Credit Union
Metric by metric
| Measure | American Savings Bank, National Association | Garden Island Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 71 |
| Capital cushion | 41 | 87 (stronger) |
| Loan quality | 94 (stronger) | 55 |
| Earnings | 69 (stronger) | 36 |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 63rd | 54th |
| Total assets | $9.0B | $126.2M |
| Deposits / shares | $8.2B | $110.5M |
| Capital ratio | 9.10% | 13.72% (stronger) |
| Problem loans | 0.19% (stronger) | 1.35% |
| Net charge-offs | 0.01% (stronger) | 0.43% |
| Return on assets | 1.24% (stronger) | 0.39% |
| Loans ÷ deposits | 75.1% | 57.8% (stronger) |
| Uninsured deposits | 23.3% | 6.6% (stronger) |
| Offices | 35 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 37.1% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), American Savings Bank, National Association leads on 3 and Garden Island Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.