American Savings Bank, National Association (FDIC certificate #32526) is based in Honolulu, Hawaii. Its Q2 2026 call report shows $9.0B in total assets and $8.2B in deposits and 35 offices.
Based on its Q2 2026 filing, American Savings Bank, National Association scores 71/100, which we describe as strong. That is higher than 63% of 897 banks with $1 billion – $10 billion. Among 6 banks headquartered in Hawaii, it ranks 2nd. Its strongest component is problem-loan coverage (97/100; 1.6%), and its lowest is capital cushion (41/100; 9.10%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 16 points (55 → 71), mostly because the earnings component improved by 69 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 52 |
| Q3 2024 | 57 |
| Q4 2024 | 59 |
| Q1 2025 | 53 |
| Q2 2025 | 55 |
| Q3 2025 | 56 |
| Q4 2025 | 55 |
| Q1 2026 | 71 |
| Q2 2026 | 71 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.36% |
| Q3 2024 | 8.65% |
| Q4 2024 | 8.86% |
| Q1 2025 | 7.84% |
| Q2 2025 | 8.64% |
| Q3 2025 | 8.93% |
| Q4 2025 | 9.00% |
| Q1 2026 | 9.03% |
| Q2 2026 | 9.10% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.53% |
| Q3 2024 | 0.42% |
| Q4 2024 | 0.41% |
| Q1 2025 | 0.22% |
| Q2 2025 | 0.23% |
| Q3 2025 | 0.19% |
| Q4 2025 | 0.47% |
| Q1 2026 | 0.20% |
| Q2 2026 | 0.19% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.53% |
| Q3 2024 | -0.09% |
| Q4 2024 | 0.13% |
| Q1 2025 | -3.78% |
| Q2 2025 | -1.35% |
| Q3 2025 | -0.61% |
| Q4 2025 | -0.34% |
| Q1 2026 | 1.27% |
| Q2 2026 | 1.24% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $9.0B | 9.10% | 0.19% | 1.24% | 75.1% |
| Q1 2026 | 71 | $9.0B | 9.03% | 0.20% | 1.27% | 73.9% |
| Q4 2025 | 55 | $9.0B | 9.00% | 0.47% | -0.34% | 73.7% |
| Q3 2025 | 56 | $8.8B | 8.93% | 0.19% | -0.61% | 75.5% |
| Q2 2025 | 55 | $8.8B | 8.64% | 0.23% | -1.35% | 74.9% |
| Q1 2025 | 53 | $9.2B | 7.84% | 0.22% | -3.78% | 72.9% |
| Q4 2024 | 59 | $9.3B | 8.86% | 0.41% | 0.13% | 75.0% |
| Q3 2024 | 57 | $9.3B | 8.65% | 0.42% | -0.09% | 74.3% |
| Q2 2024 | 52 | $9.3B | 8.36% | 0.53% | -0.53% | 73.9% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Hawaii
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Central Pacific BankBank Honolulu, HI | 67 out of 100, Moderate | $7.5B | 9.6% | 0.30% | vs |
Deposit insurance
Is my money safe at American Savings Bank, National Association?
Yes. American Savings Bank, National Association is an FDIC-insured institution (FDIC certificate #32526). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 23.3% of deposits ($1.9B) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.10%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.59% (benchmark: 10%).
35 locations
Branches
American Savings Bank, National Association lists 35 offices in 24 cities. Most locations:
- Honolulu, HI (12)
- Aiea, HI (1)
- Ewa Beach, HI (1)
- Haleiwa, HI (1)
- Hilo, HI (1)
- Kahului, HI (1)
- Kailua, HI (1)
- Kailua Kona, HI (1)
- Kamuela, HI (1)
- Kaneohe, HI (1)
- Kapaa, HI (1)
- Kapolei, HI (1)
HMDA 2025
Mortgage lending
In 2025, American Savings Bank, National Association reported 2,482 home-loan applications under HMDA (LEI 549300BES7HNVKCDIM50): 1,416 originated ($700,120,000 total), 856 denied, and 176 withdrawn or closed by the applicant. Its denial rate on decided applications was 37.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- American Savings Bank, National Association
- Former names
- American Savings Bank, FSB
- Type
- National bank
- FDIC certificate #
- 32526
- RSSD ID
- 54973
- Primary regulator
- OCC
- Established
- January 23, 1987
- Headquarters
- 300 N Beretania St, Honolulu, HI 96817
- Website
- www.asbhawaii.com
- Employees
- 991
Quick answers
American Savings Bank, National Association: common questions
Is American Savings Bank, National Association FDIC insured?
Yes. American Savings Bank, National Association is an FDIC-insured institution (FDIC certificate #32526). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is American Savings Bank, National Association's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has American Savings Bank, National Association ever failed?
There is no failure record for FDIC certificate #32526 in the FDIC failed bank list.
How many branches does American Savings Bank, National Association have?
35 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Honolulu
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA | 92 out of 100, Very strong | $1.7B | 15.5% | 0.60% | vs |
| Hawaii Federal Credit UnionCredit union Honolulu, HI | 89 out of 100, Very strong | $104.0M | 15.2% | 0.23% | vs |
| Waialua Federal Credit UnionCredit union Waialua, HI | 88 out of 100, Very strong | $47.4M | 17.8% | 0.16% | vs |
| Ewa Federal Credit UnionCredit union Ewa Beach, HI | 86 out of 100, Very strong | $13.1M | 23.9% | 0.65% | vs |
| Hawaii Schools Federal Credit UnionCredit union Honolulu, HI | 83 out of 100, Strong | $78.9M | 13.2% | 0.18% | vs |
| Hawaiian Electric Employees Federal Credit UnionCredit union Honolulu, HI | 83 out of 100, Strong | $37.1M | 18.4% | 1.02% | vs |