Side-by-side · Q2 2026 data
American Savings Bank, National Association vs Hawaii Community Federal Credit Union
Credit union
Hawaii Community Federal Credit Union
Kailua Kona, Hawaii · $100 million – $1 billion
Metric by metric
| Measure | American Savings Bank, National Association | Hawaii Community Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 60 |
| Capital cushion | 41 | 47 (stronger) |
| Loan quality | 94 (stronger) | 56 |
| Earnings | 69 (stronger) | 41 |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 86 |
| Peer percentile | 63rd | 21st |
| Total assets | $9.0B | $808.3M |
| Deposits / shares | $8.2B | $737.8M |
| Capital ratio | 9.10% | 9.65% (stronger) |
| Problem loans | 0.19% (stronger) | 1.32% |
| Net charge-offs | 0.01% (stronger) | 0.22% |
| Return on assets | 1.24% (stronger) | 0.52% |
| Loans ÷ deposits | 75.1% | 55.9% (stronger) |
| Uninsured deposits | 23.3% | 7.7% (stronger) |
| Offices | 35 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 37.1% | — |
American Savings Bank, National Association has the higher TellerScore (71 vs 60). On the 7 directional measures above (where higher or lower is clearly better), American Savings Bank, National Association leads on 4 and Hawaii Community Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.