Side-by-side · Q2 2026 data
American Savings Bank, National Association vs Kauai Federal Credit Union
Metric by metric
| Measure | American Savings Bank, National Association | Kauai Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 36 |
| Capital cushion | 41 (stronger) | 38 |
| Loan quality | 94 (stronger) | 10 |
| Earnings | 69 (stronger) | 45 |
| Funding & liquidity | 76 (stronger) | 51 |
| Problem-loan coverage | 97 (stronger) | 50 |
| Peer percentile | 63rd | 1st |
| Total assets | $9.0B | $192.8M |
| Deposits / shares | $8.2B | $140.4M |
| Capital ratio | 9.10% (stronger) | 8.75% |
| Problem loans | 0.19% (stronger) | 2.71% |
| Net charge-offs | 0.01% (stronger) | 0.20% |
| Return on assets | 1.24% (stronger) | 0.63% |
| Loans ÷ deposits | 75.1% (stronger) | 108.9% |
| Uninsured deposits | 23.3% | 5.4% (stronger) |
| Offices | 35 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 37.1% | — |
American Savings Bank, National Association has the higher TellerScore (71 vs 36). On the 7 directional measures above (where higher or lower is clearly better), American Savings Bank, National Association leads on 6 and Kauai Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Kapaa, HI
- Lihue, HI