Side-by-side · Q2 2026 data
American Savings Bank, National Association vs Kauai Ohana Federal Credit Union
Metric by metric
| Measure | American Savings Bank, National Association | Kauai Ohana Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 63 |
| Capital cushion | 41 (stronger) | 36 |
| Loan quality | 94 (stronger) | 80 |
| Earnings | 69 (stronger) | 42 |
| Funding & liquidity | 76 | 98 (stronger) |
| Problem-loan coverage | 97 (stronger) | 88 |
| Peer percentile | 63rd | 26th |
| Total assets | $9.0B | $63.3M |
| Deposits / shares | $8.2B | $57.9M |
| Capital ratio | 9.10% (stronger) | 8.61% |
| Problem loans | 0.19% (stronger) | 0.59% |
| Net charge-offs | 0.01% | -0.13% (stronger) |
| Return on assets | 1.24% (stronger) | 0.55% |
| Loans ÷ deposits | 75.1% | 62.2% (stronger) |
| Uninsured deposits | 23.3% | 0.0% (stronger) |
| Offices | 35 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 37.1% | — |
American Savings Bank, National Association has the higher TellerScore (71 vs 63). On the 7 directional measures above (where higher or lower is clearly better), American Savings Bank, National Association leads on 4 and Kauai Ohana Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.