Side-by-side · Q2 2026 data
American State Bank vs Capra Bank
Metric by metric
| Measure | American State Bank | Capra Bank |
|---|---|---|
| TellerScore | 66 | 68 (stronger) |
| Capital cushion | 58 (stronger) | 39 |
| Loan quality | 78 | 100 (stronger) |
| Earnings | 80 (stronger) | 69 |
| Funding & liquidity | 24 | 52 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 40th | 49th |
| Total assets | $1.4B | $1.3B |
| Deposits / shares | $1.2B | $1.1B |
| Capital ratio | 10.81% (stronger) | 8.91% |
| Problem loans | 0.65% | 0.00% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.51% (stronger) | 1.22% |
| Loans ÷ deposits | 109.7% | 50.5% (stronger) |
| Uninsured deposits | 38.7% (stronger) | 58.4% |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | — |
Capra Bank has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), American State Bank leads on 3 and Capra Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.