Side-by-side · Q2 2026 data
American State Bank vs Peoples Bank
Metric by metric
| Measure | American State Bank | Peoples Bank |
|---|---|---|
| TellerScore | 66 | 69 (stronger) |
| Capital cushion | 58 (stronger) | 57 |
| Loan quality | 78 (stronger) | 72 |
| Earnings | 80 | 100 (stronger) |
| Funding & liquidity | 24 | 34 (stronger) |
| Problem-loan coverage | 90 (stronger) | 88 |
| Peer percentile | 40th | 53rd |
| Total assets | $1.4B | $1.3B |
| Deposits / shares | $1.2B | $1.0B |
| Capital ratio | 10.81% (stronger) | 10.73% |
| Problem loans | 0.65% (stronger) | 0.85% |
| Net charge-offs | 0.06% | 0.01% (stronger) |
| Return on assets | 1.51% | 2.10% (stronger) |
| Loans ÷ deposits | 109.7% | 102.0% (stronger) |
| Uninsured deposits | 38.7% | 37.1% (stronger) |
| Offices | 10 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | 11.1% |
Peoples Bank has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), American State Bank leads on 2 and Peoples Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sioux Center, IA