Side-by-side · Q2 2026 data
American State Bank vs Pilot Grove Savings Bank
Metric by metric
| Measure | American State Bank | Pilot Grove Savings Bank |
|---|---|---|
| TellerScore | 66 | 74 (stronger) |
| Capital cushion | 58 (stronger) | 38 |
| Loan quality | 78 | 96 (stronger) |
| Earnings | 80 | 100 (stronger) |
| Funding & liquidity | 24 | 56 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 40th | 74th |
| Total assets | $1.4B | $1.2B |
| Deposits / shares | $1.2B | $1.1B |
| Capital ratio | 10.81% (stronger) | 8.82% |
| Problem loans | 0.65% | 0.13% (stronger) |
| Net charge-offs | 0.06% | 0.02% (stronger) |
| Return on assets | 1.51% | 2.23% (stronger) |
| Loans ÷ deposits | 109.7% | 83.0% (stronger) |
| Uninsured deposits | 38.7% | 34.1% (stronger) |
| Offices | 10 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.7% | — |
Pilot Grove Savings Bank has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), American State Bank leads on 1 and Pilot Grove Savings Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.