TellerScore

Pilot Grove Savings Bank (FDIC certificate #9100) is based in Pilot Grove, Iowa. Its Q2 2026 call report shows $1.2B in total assets and $1.1B in deposits and 17 offices.

Based on its Q2 2026 filing, Pilot Grove Savings Bank scores 74/100, which we describe as strong. That is higher than 74% of 897 banks with $1 billion – $10 billion. Among 226 banks headquartered in Iowa, it ranks 94th. Its strongest component is earnings (100/100; 2.23%), and its lowest is capital cushion (38/100; 8.82%).

TellerScore · Q2 2026

Scorecard

Capital cushion38/100
Tier 1 leverage ratio: 8.82%
Loan quality96/100
Noncurrent loans ÷ total loans: 0.13%
Earnings100/100
Return on assets (annualized): 2.23%
Funding & liquidity56/100
Loans ÷ deposits and uninsured-deposit share: 83.0% · 34.1% uninsured
Problem-loan coverage98/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.96%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (73 → 74).

TellerScore
697377Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202477
Q3 202472
Q4 202469
Q1 202573
Q2 202573
Q3 202573
Q4 202573
Q1 202674
Q2 202674
Tier 1 leverage ratio
5.00%7.84%10.67%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.67%
Q3 20248.74%
Q4 20248.01%
Q1 20258.39%
Q2 20258.38%
Q3 20258.52%
Q4 20258.53%
Q1 20268.90%
Q2 20268.82%
Noncurrent loans
0.10%0.14%0.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.14%
Q3 20240.15%
Q4 20240.18%
Q1 20250.15%
Q2 20250.10%
Q3 20250.14%
Q4 20250.11%
Q1 20260.12%
Q2 20260.13%
Return on assets
1.49%1.88%2.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.59%
Q3 20241.60%
Q4 20241.49%
Q1 20251.85%
Q2 20251.79%
Q3 20251.81%
Q4 20251.77%
Q1 20262.28%
Q2 20262.23%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$1.2B8.82%0.13%2.23%83.0%
Q1 202674$1.2B8.90%0.12%2.28%83.4%
Q4 202573$1.1B8.53%0.11%1.77%84.6%
Q3 202573$1.1B8.52%0.14%1.81%85.1%
Q2 202573$1.1B8.38%0.10%1.79%84.6%
Q1 202573$1.1B8.39%0.15%1.85%83.9%
Q4 202469$1.0B8.01%0.18%1.49%84.6%
Q3 202472$1.0B8.74%0.15%1.60%83.6%
Q2 202477$873.2M10.67%0.14%1.59%91.0%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.82%
9th
Total risk-based capital11.09%
26th
Problem loans0.13%
84th
Net charge-offs0.02%
56th
Return on assets2.23%
94th
Net interest margin3.87%
61st
Efficiency ratio38.1%
94th
Loans to deposits83.0%
60th
Uninsured deposits34.1%
41st
Loan-loss reserves0.99%
30th
Texas ratio1.0%
83rd

Similar-size banks in Iowa

InstitutionScoreAssetsCapitalProblem loansCompare
Peoples BankBank Rock Valley, IA69 out of 100, Moderate$1.3B10.7%0.85%vs
Iowa State BankBank Hull, IA78 out of 100, Strong$1.3B11.7%0.06%vs
Farmers State BankBank Marion, IA91 out of 100, Very strong$1.1B14.4%0.21%vs
First National Bank, Ames, IowaBank Ames, IA60 out of 100, Moderate$1.1B9.9%1.41%vs
Capra BankBank Dubuque, IA68 out of 100, Moderate$1.3B8.9%0.00%vs
Bank MidwestBank Spirit Lake, IA69 out of 100, Moderate$1.3B10.2%0.42%vs

Deposit insurance

Is my money safe at Pilot Grove Savings Bank?

Yes. Pilot Grove Savings Bank is an FDIC-insured institution (FDIC certificate #9100). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 34.1% of deposits ($369.3M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.82%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.09% (benchmark: 10%).

Check how much of your own balance is covered

17 locations

Branches

Pilot Grove Savings Bank lists 14 offices in 13 cities. Most locations:

  • Mount Pleasant, IA (2)
  • Bonaparte, IA (1)
  • Donnellson, IA (1)
  • Fairfield, IA (1)
  • Fort Madison, IA (1)
  • Houghton, IA (1)
  • Keokuk, IA (1)
  • Packwood, IA (1)
  • Pilot Grove, IA (1)
  • Wayland, IA (1)
  • West Burlington, IA (1)
  • West Point, IA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Pilot Grove Savings Bank
Type
State-chartered bank
FDIC certificate #
9100
RSSD ID
585749
Primary regulator
FDIC
Holding company
Pilot Grove Sb Employee Stk Ownership Plan
Established
January 1, 1911
Headquarters
1341 Pilot Grove Rd, Pilot Grove, IA 52648
Employees
122

Quick answers

Pilot Grove Savings Bank: common questions

Is Pilot Grove Savings Bank FDIC insured?

Yes. Pilot Grove Savings Bank is an FDIC-insured institution (FDIC certificate #9100). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Pilot Grove Savings Bank's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Pilot Grove Savings Bank ever failed?

There is no failure record for FDIC certificate #9100 in the FDIC failed bank list.

How many branches does Pilot Grove Savings Bank have?

17 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Pilot Grove

InstitutionScoreAssetsCapitalProblem loansCompare
Du Pont Employees Credit UnionCredit union Fort Madison, IA84 out of 100, Strong$6.8M11.8%0.00%vs
State Central BankBank Bonaparte, IA84 out of 100, Strong$63.2M16.1%1.11%vs
Farmers Savings BankBank Wever, IA80 out of 100, Strong$130.5M13.7%0.27%vs
Connection BankBank Fort Madison, IA71 out of 100, Strong$540.9M10.0%0.26%vs
Mediapolis Savings BankBank Mediapolis, IA71 out of 100, Strong$269.9M10.2%0.39%vs
First Mid Bank & Trust, National AssociationBank Mattoon, IL70 out of 100, Strong$9.1B10.7%0.58%vs