Side-by-side · Q2 2026 data
American State Bank vs Sweetex Credit Union
Metric by metric
| Measure | American State Bank | Sweetex Credit Union |
|---|---|---|
| TellerScore | 44 | 94 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 32 | 100 (stronger) |
| Earnings | 23 | 68 (stronger) |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 58 | 100 (stronger) |
| Peer percentile | 4th | 95th |
| Total assets | $637.8M | $9.4M |
| Deposits / shares | $535.5M | $5.6M |
| Capital ratio | 10.91% | 39.42% (stronger) |
| Problem loans | 2.03% | 0.00% (stronger) |
| Net charge-offs | 0.92% | 0.00% (stronger) |
| Return on assets | 0.08% | 1.20% (stronger) |
| Loans ÷ deposits | 84.4% | 58.4% (stronger) |
| Uninsured deposits | 34.9% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sweetex Credit Union has the higher TellerScore (94 vs 44). On the 7 directional measures above (where higher or lower is clearly better), American State Bank leads on 0 and Sweetex Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.