TellerScore

Headquartered in Longview, Texas, Sweetex Credit Union is a federally insured state-chartered credit union with $9.4M in total assets and $5.6M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1951.

Based on its Q2 2026 filing, Sweetex Credit Union scores 94/100, which we describe as very strong. That is higher than 95% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 22nd. Its strongest component is capital cushion (100/100; 39.42%), and its lowest is earnings (68/100; 1.20%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 39.42%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings68/100
Return on assets (annualized): 1.20%
Funding & liquidity100/100
Loans ÷ shares: 58.4% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (91 → 94), mostly because the earnings component improved by 14 points.

TellerScore
869094Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 202486
Q4 202487
Q1 202589
Q2 202591
Q3 202593
Q4 202593
Q1 202694
Q2 202694
Net worth ratio
7.00%23.59%40.19%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202435.76%
Q3 202437.41%
Q4 202437.73%
Q1 202538.13%
Q2 202537.75%
Q3 202540.19%
Q4 202539.50%
Q1 202639.28%
Q2 202639.42%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.23%0.75%1.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.23%
Q3 20240.27%
Q4 20240.33%
Q1 20250.67%
Q2 20250.84%
Q3 20251.19%
Q4 20251.22%
Q1 20261.28%
Q2 20261.20%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202694$9.4M39.42%0.00%1.20%58.4%
Q1 202694$9.4M39.28%0.00%1.28%62.8%
Q4 202593$9.3M39.50%0.00%1.22%64.8%
Q3 202593$9.0M40.19%0.00%1.19%64.7%
Q2 202591$9.5M37.75%0.00%0.84%59.0%
Q1 202589$9.4M38.13%0.00%0.67%56.1%
Q4 202487$9.4M37.73%0.00%0.33%56.9%
Q3 202486$9.5M37.41%0.00%0.27%57.6%
Q2 202486$9.9M35.76%0.00%0.23%54.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio39.42%
98th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets1.20%
76th
Loans to deposits58.4%
50th
Uninsured deposits0.0%
63rd
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Victoria Federal Credit UnionCredit union Victoria, TX81 out of 100, Strong$9.4M12.8%0.04%vs
Local 20 Ibew Federal Credit UnionCredit union Grand Prairie, TX23 out of 100, Low$9.4M6.0%3.62%vs
Neiman Marcus Group Employees Federal Credit UnionCredit union Dallas, TX77 out of 100, Strong$9.5M15.9%0.34%vs
E M O T Federal Credit UnionCredit union Abilene, TX78 out of 100, Strong$9.2M39.7%1.72%vs
Port Terminal Federal Credit UnionCredit union Houston, TX57 out of 100, Moderate$9.1M34.6%3.13%vs
Jackson County Federal Credit UnionCredit union Edna, TX72 out of 100, Strong$9.0M9.7%0.00%vs

Deposit insurance

Is my money safe at Sweetex Credit Union?

Yes. Sweetex Credit Union is a federally insured credit union (NCUA charter #67520). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($1K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 39.42%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Sweetex Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Sweetex Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67520
RSSD ID
959890
Primary regulator
State + NCUA
Established
1951
Headquarters
4421 W Loop 281, Longview, TX 75604
Employees
2

Quick answers

Sweetex Credit Union: common questions

Is Sweetex Credit Union NCUA insured?

Yes. Sweetex Credit Union is a federally insured credit union (NCUA charter #67520). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Sweetex Credit Union's TellerScore?

94 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Sweetex Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Longview

InstitutionScoreAssetsCapitalProblem loansCompare
Eastman Credit UnionCredit union Kingsport, TN91 out of 100, Very strong$10.2B14.9%0.31%vs
East Texas Professional Credit UnionCredit union Longview, TX90 out of 100, Very strong$1.4B19.4%0.41%vs
Austin Bank, Texas National AssociationBank Jacksonville, TX88 out of 100, Very strong$3.3B15.1%0.60%vs
The First National Bank of WinnsboroBank Winnsboro, TX86 out of 100, Very strong$158.2M22.7%1.10%vs
Community BankBank Longview, TX82 out of 100, Strong$315.5M11.9%0.00%vs
Spring Hill State BankBank Longview, TX79 out of 100, Strong$238.5M16.7%0.94%vs