Side-by-side · Q2 2026 data
American Trust and Savings Bank vs Maxwell State Bank
Metric by metric
| Measure | American Trust and Savings Bank | Maxwell State Bank |
|---|---|---|
| TellerScore | 46 | 69 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 66 (stronger) |
| Earnings | 0 | 0 |
| Funding & liquidity | 97 (stronger) | 90 |
| Problem-loan coverage | 13 | 93 (stronger) |
| Peer percentile | 7th | 37th |
| Total assets | $27.8M | $31.7M |
| Deposits / shares | $23.2M | $27.0M |
| Capital ratio | 15.65% (stronger) | 15.45% |
| Problem loans | 30.07% | 1.03% (stronger) |
| Net charge-offs | -0.07% (stronger) | 0.00% |
| Return on assets | -1.02% (stronger) | -4.91% |
| Loans ÷ deposits | 22.7% (stronger) | 60.9% |
| Uninsured deposits | 17.6% (stronger) | 22.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Maxwell State Bank has the higher TellerScore (69 vs 46). On the 7 directional measures above (where higher or lower is clearly better), American Trust and Savings Bank leads on 5 and Maxwell State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.