Maxwell State Bank (FDIC certificate #15930) is based in Maxwell, Iowa. Its Q2 2026 call report shows $31.7M in total assets and $27.0M in deposits and 1 office.
Based on its Q2 2026 filing, Maxwell State Bank scores 69/100, which we describe as moderate. That is higher than only 37% of 546 banks with under $100 million in assets. Among 226 banks headquartered in Iowa, it ranks 148th. Its strongest component is capital cushion (100/100; 15.45%), and its lowest is earnings (0/100; -4.91%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (64 → 69), mostly because the capital cushion component improved by 34 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 60 |
| Q4 2024 | 54 |
| Q1 2025 | 67 |
| Q2 2025 | 64 |
| Q3 2025 | 78 |
| Q4 2025 | 71 |
| Q1 2026 | 55 |
| Q2 2026 | 69 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.44% |
| Q3 2024 | 8.60% |
| Q4 2024 | 8.41% |
| Q1 2025 | 12.99% |
| Q2 2025 | 11.63% |
| Q3 2025 | 14.40% |
| Q4 2025 | 13.87% |
| Q1 2026 | 11.83% |
| Q2 2026 | 15.45% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.67% |
| Q1 2025 | 0.53% |
| Q2 2025 | 0.53% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.54% |
| Q1 2026 | 1.21% |
| Q2 2026 | 1.03% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.09% |
| Q3 2024 | -11.44% |
| Q4 2024 | -9.04% |
| Q1 2025 | -1.03% |
| Q2 2025 | -0.94% |
| Q3 2025 | -1.74% |
| Q4 2025 | -1.93% |
| Q1 2026 | -3.41% |
| Q2 2026 | -4.91% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $31.7M | 15.45% | 1.03% | -4.91% | 60.9% |
| Q1 2026 | 55 | $28.1M | 11.83% | 1.21% | -3.41% | 58.5% |
| Q4 2025 | 71 | $27.5M | 13.87% | 0.54% | -1.93% | 37.3% |
| Q3 2025 | 78 | $26.4M | 14.40% | 0.00% | -1.74% | 39.4% |
| Q2 2025 | 64 | $26.5M | 11.63% | 0.53% | -0.94% | 33.0% |
| Q1 2025 | 67 | $25.5M | 12.99% | 0.53% | -1.03% | 34.7% |
| Q4 2024 | 54 | $23.6M | 8.41% | 0.67% | -9.04% | 33.0% |
| Q3 2024 | 60 | $24.8M | 8.60% | 0.00% | -11.44% | 36.0% |
| Q2 2024 | 62 | $26.8M | 9.44% | 0.00% | -1.09% | 37.7% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| American Trust and Savings BankBank Lowden, IA | 46 out of 100, Below average | $27.8M | 15.7% | 30.07% | vs |
| The First National Bank of PrimgharBank Primghar, IA | 84 out of 100, Strong | $36.3M | 14.3% | 0.00% | vs |
| Farmers State BankBank Lake View, IA | 87 out of 100, Very strong | $36.7M | 13.1% | 0.00% | vs |
| State Bank of SchallerBank Schaller, IA | 59 out of 100, Moderate | $40.6M | 13.3% | 3.69% | vs |
| Community State BankBank Paton, IA | 89 out of 100, Very strong | $41.4M | 20.2% | 0.00% | vs |
| Cornerstone BankBank Clarinda, IA | 83 out of 100, Strong | $42.0M | 15.2% | 0.47% | vs |
Deposit insurance
Is my money safe at Maxwell State Bank?
Yes. Maxwell State Bank is an FDIC-insured institution (FDIC certificate #15930). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.9% of deposits ($6.2M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.45%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 23.06% (benchmark: 10%).
1 location
Branches
Maxwell State Bank lists 1 office in 1 city. Most locations:
- Maxwell, IA (1)
Identity & history
Profile
- Legal name
- Maxwell State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 15930
- RSSD ID
- 694146
- Primary regulator
- FDIC
- Holding company
- Agcom Holdings Inc
- Established
- February 1, 1943
- Headquarters
- 122 Main St, Maxwell, IA 50161
- Website
- www.maxwellstate.com
- Employees
- 8
Quick answers
Maxwell State Bank: common questions
Is Maxwell State Bank FDIC insured?
Yes. Maxwell State Bank is an FDIC-insured institution (FDIC certificate #15930). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Maxwell State Bank's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Maxwell State Bank ever failed?
There is no failure record for FDIC certificate #15930 in the FDIC failed bank list.
How many branches does Maxwell State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Maxwell
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| ITS BankBank Johnston, IA | 98 out of 100, Very strong | $45.2M | 97.5% | 0.00% | vs |
| Lamoure Credit UnionCredit union Lamoure, ND | 98 out of 100, Very strong | $38.8M | 18.9% | 0.00% | vs |
| Iowa State BankBank Des Moines, IA | 95 out of 100, Very strong | $480.5M | 15.9% | 0.00% | vs |
| Journey Credit UnionCredit union Des Moines, IA | 85 out of 100, Very strong | $97.6M | 16.9% | 1.11% | vs |
| Charter BankBank Johnston, IA | 83 out of 100, Strong | $227.5M | 11.0% | 0.00% | vs |
| Community Choice Credit UnionCredit union Johnston, IA | 79 out of 100, Strong | $922.9M | 12.7% | 0.57% | vs |