Side-by-side · Q2 2026 data
American United Federal Credit Union vs Wasatch Peaks Federal Credit Union
Credit union
American United Federal Credit Union
West Jordan, Utah · $100 million – $1 billion
Metric by metric
| Measure | American United Federal Credit Union | Wasatch Peaks Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 70 (stronger) |
| Capital cushion | 65 (stronger) | 56 |
| Loan quality | 58 | 97 (stronger) |
| Earnings | 36 | 52 (stronger) |
| Funding & liquidity | 73 (stronger) | 59 |
| Problem-loan coverage | 82 | 98 (stronger) |
| Peer percentile | 21st | 51st |
| Total assets | $382.7M | $658.4M |
| Deposits / shares | $337.3M | $545.9M |
| Capital ratio | 11.48% (stronger) | 10.57% |
| Problem loans | 1.25% | 0.10% (stronger) |
| Net charge-offs | 1.00% | 0.12% (stronger) |
| Return on assets | 0.39% | 0.79% (stronger) |
| Loans ÷ deposits | 87.6% (stronger) | 101.1% |
| Uninsured deposits | 8.3% (stronger) | 12.9% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 45.5% | 8.5% |
Wasatch Peaks Federal Credit Union has the higher TellerScore (70 vs 60). On the 7 directional measures above (where higher or lower is clearly better), American United Federal Credit Union leads on 3 and Wasatch Peaks Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.