TellerScore

Wasatch Peaks Federal Credit Union (NCUA charter #24780) is based in Ogden, Utah. Its Q2 2026 call report shows $658.4M in total assets and $545.9M in member shares and deposits and 2 offices.

Wasatch Peaks Federal Credit Union has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than 51% of its 1,341 credit unions with $100 million – $1 billion. Among 51 credit unions headquartered in Utah, it ranks 28th. Problem-loan coverage contributes the most (98/100, 0.9%); earnings contributes the least (52/100, 0.79%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Net worth ratio: 10.57%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.10%
Earnings52/100
Return on assets (annualized): 0.79%
Funding & liquidity59/100
Loans ÷ shares: 101.1% · 12.9% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.94%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (66 → 70), mostly because the earnings component improved by 9 points.

TellerScore
656870Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202466
Q4 202466
Q1 202566
Q2 202566
Q3 202566
Q4 202568
Q1 202670
Q2 202670
Net worth ratio
7.00%8.80%10.60%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.70%
Q3 202410.05%
Q4 202410.59%
Q1 202510.40%
Q2 202510.52%
Q3 202510.27%
Q4 202510.60%
Q1 202610.40%
Q2 202610.57%
Delinquent loans (60+ days)
0.10%0.26%0.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.15%
Q3 20240.26%
Q4 20240.41%
Q1 20250.21%
Q2 20250.25%
Q3 20250.31%
Q4 20250.27%
Q1 20260.12%
Q2 20260.10%
Return on assets
0.51%0.71%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.65%
Q3 20240.72%
Q4 20240.74%
Q1 20250.51%
Q2 20250.58%
Q3 20250.64%
Q4 20250.73%
Q1 20260.90%
Q2 20260.79%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202670$658.4M10.57%0.10%0.79%101.1%
Q1 202670$658.2M10.40%0.12%0.90%99.9%
Q4 202568$632.1M10.60%0.27%0.73%102.5%
Q3 202566$637.2M10.27%0.31%0.64%102.5%
Q2 202566$609.7M10.52%0.25%0.58%105.3%
Q1 202566$607.4M10.40%0.21%0.51%99.9%
Q4 202466$589.0M10.59%0.41%0.74%102.4%
Q3 202466$610.6M10.05%0.26%0.72%104.5%
Q2 202465$619.2M9.70%0.15%0.65%104.0%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.57%
37th
Problem loans0.10%
95th
Net charge-offs0.12%
81st
Return on assets0.79%
53rd
Loans to deposits101.1%
3rd
Uninsured deposits12.9%
8th
Loan-loss reserves0.00%
50th
Texas ratio0.9%
90th

Similar-size credit unions in Utah

InstitutionScoreAssetsCapitalProblem loansCompare
Jordan Federal Credit UnionCredit union South Jordan, UT68 out of 100, Moderate$424.5M9.2%0.34%vs
Granite Federal Credit UnionCredit union Salt Lake City, UT63 out of 100, Moderate$918.4M10.0%0.54%vs
American United Federal Credit UnionCredit union West Jordan, UT60 out of 100, Moderate$382.7M11.5%1.25%vs
Alpine Federal Credit UnionCredit union Orem, UT66 out of 100, Moderate$362.9M10.3%1.00%vs
Elevate Federal Credit UnionCredit union Brigham City, UT94 out of 100, Very strong$260.3M20.9%0.24%vs
Eastern Utah Community Federal Credit UnionCredit union Price, UT81 out of 100, Strong$219.2M14.1%0.74%vs

Deposit insurance

Is my money safe at Wasatch Peaks Federal Credit Union?

Yes. Wasatch Peaks Federal Credit Union is a federally insured credit union (NCUA charter #24780). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.9% of shares and deposits ($70.6M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.57%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Wasatch Peaks Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Wasatch Peaks Federal Credit Union reported 47 home-loan applications under HMDA (LEI 2549008CBS11KBKU4Z95): 43 originated ($10,515,000 total), 4 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 8.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Wasatch Peaks Federal Credit Union
Type
Federal credit union
NCUA charter #
24780
RSSD ID
601694
Primary regulator
NCUA
Established
1930
Headquarters
4723 Harrison Blvd, Ogden, UT 84403
Employees
119

Quick answers

Wasatch Peaks Federal Credit Union: common questions

Is Wasatch Peaks Federal Credit Union NCUA insured?

Yes. Wasatch Peaks Federal Credit Union is a federally insured credit union (NCUA charter #24780). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Wasatch Peaks Federal Credit Union's TellerScore?

70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Wasatch Peaks Federal Credit Union have?

2 offices as of the latest NCUA data.