Side-by-side · Q2 2026 data
Americana Community Bank vs Woodland Bank
Metric by metric
| Measure | Americana Community Bank | Woodland Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 52 |
| Capital cushion | 67 (stronger) | 36 |
| Loan quality | 80 (stronger) | 49 |
| Earnings | 45 | 60 (stronger) |
| Funding & liquidity | 57 | 62 (stronger) |
| Problem-loan coverage | 92 (stronger) | 74 |
| Peer percentile | 34th | 8th |
| Total assets | $179.9M | $177.5M |
| Deposits / shares | $152.7M | $152.0M |
| Capital ratio | 11.66% (stronger) | 8.62% |
| Problem loans | 0.60% (stronger) | 1.53% |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 0.62% | 1.01% (stronger) |
| Loans ÷ deposits | 92.6% | 89.2% (stronger) |
| Uninsured deposits | 24.7% | 23.0% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Americana Community Bank has the higher TellerScore (67 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Americana Community Bank leads on 4 and Woodland Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.