Woodland Bank is a state-chartered bank headquartered in Deer River, Minnesota, in business for about 106 years. At the end of Q2 2026 it reported $177.5M in total assets and $152.0M in deposits, with 4 offices.
Woodland Bank has a TellerScore of 52 out of 100 (below average) based on Q2 2026 data — higher than only 8% of its 2,650 banks with $100 million – $1 billion. Among 223 banks headquartered in Minnesota, it ranks 198th. Problem-loan coverage contributes the most (74/100, 13.2%); capital cushion contributes the least (36/100, 8.62%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (60 → 52), mostly because the loan quality component weakened by 35 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 61 |
| Q3 2024 | 60 |
| Q4 2024 | 63 |
| Q1 2025 | 60 |
| Q2 2025 | 60 |
| Q3 2025 | 55 |
| Q4 2025 | 56 |
| Q1 2026 | 57 |
| Q2 2026 | 52 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.61% |
| Q3 2024 | 8.63% |
| Q4 2024 | 8.79% |
| Q1 2025 | 8.60% |
| Q2 2025 | 8.72% |
| Q3 2025 | 8.53% |
| Q4 2025 | 8.79% |
| Q1 2026 | 8.51% |
| Q2 2026 | 8.62% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.28% |
| Q3 2024 | 0.49% |
| Q4 2024 | 0.24% |
| Q1 2025 | 0.41% |
| Q2 2025 | 0.48% |
| Q3 2025 | 0.98% |
| Q4 2025 | 0.91% |
| Q1 2026 | 0.83% |
| Q2 2026 | 1.53% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.50% |
| Q3 2024 | 0.56% |
| Q4 2024 | 0.62% |
| Q1 2025 | 0.60% |
| Q2 2025 | 0.66% |
| Q3 2025 | 0.70% |
| Q4 2025 | 0.74% |
| Q1 2026 | 0.82% |
| Q2 2026 | 1.01% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 52 | $177.5M | 8.62% | 1.53% | 1.01% | 89.2% |
| Q1 2026 | 57 | $171.9M | 8.51% | 0.83% | 0.82% | 88.3% |
| Q4 2025 | 56 | $167.9M | 8.79% | 0.91% | 0.74% | 91.6% |
| Q3 2025 | 55 | $168.8M | 8.53% | 0.98% | 0.70% | 87.3% |
| Q2 2025 | 60 | $165.8M | 8.72% | 0.48% | 0.66% | 87.2% |
| Q1 2025 | 60 | $160.0M | 8.60% | 0.41% | 0.60% | 88.2% |
| Q4 2024 | 63 | $158.7M | 8.79% | 0.24% | 0.62% | 90.5% |
| Q3 2024 | 60 | $157.8M | 8.63% | 0.49% | 0.56% | 87.5% |
| Q2 2024 | 61 | $156.4M | 8.61% | 0.28% | 0.50% | 87.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of Le CenterBank Lonsdale, MN | 58 out of 100, Moderate | $178.2M | 9.5% | 1.72% | vs |
| Americana Community BankBank Sleepy Eye, MN | 67 out of 100, Moderate | $179.9M | 11.7% | 0.60% | vs |
| Battle Bank, National AssociationBank Upsala, MN | 79 out of 100, Strong | $180.8M | 33.3% | 0.00% | vs |
| First Security Bank - Sleepy EyeBank Sleepy Eye, MN | 73 out of 100, Strong | $182.8M | 15.3% | 2.60% | vs |
| Pine River State BankBank Pine River, MN | 64 out of 100, Moderate | $185.3M | 8.5% | 0.74% | vs |
| Freeport State BankBank Freeport, MN | 77 out of 100, Strong | $165.5M | 10.7% | 0.00% | vs |
Deposit insurance
Is my money safe at Woodland Bank?
Yes. Woodland Bank is an FDIC-insured institution (FDIC certificate #8863). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 23.0% of deposits ($34.9M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.62%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.64% (benchmark: 10%).
4 locations
Branches
Woodland Bank lists 4 offices in 4 cities. Most locations:
- Cohasset, MN (1)
- Deer River, MN (1)
- Grand Rapids, MN (1)
- Hill City, MN (1)
Identity & history
Profile
- Legal name
- Woodland Bank
- Former names
- Security State Bank of Remer
- Type
- State-chartered bank
- FDIC certificate #
- 8863
- RSSD ID
- 788652
- Primary regulator
- FDIC
- Holding company
- Remer Bcorp Inc
- Established
- January 1, 1920
- Headquarters
- 217 Main Ave E, Deer River, MN 56636
- Website
- www.woodland.bank
- Employees
- 32
Quick answers
Woodland Bank: common questions
Is Woodland Bank FDIC insured?
Yes. Woodland Bank is an FDIC-insured institution (FDIC certificate #8863). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Woodland Bank's TellerScore?
52 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Woodland Bank ever failed?
There is no failure record for FDIC certificate #8863 in the FDIC failed bank list.
How many branches does Woodland Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Deer River
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First National Bank NorthBank Walker, MN | 85 out of 100, Very strong | $864.3M | 12.1% | 0.23% | vs |
| Grand Rapids State BankBank Grand Rapids, MN | 83 out of 100, Strong | $261.1M | 10.0% | 0.02% | vs |
| Northview BankBank Sandstone, MN | 74 out of 100, Strong | $469.7M | 10.8% | 0.46% | vs |
| Deer River CooperativeCredit union Deer River, MN | 71 out of 100, Strong | $31.4M | 10.5% | 0.08% | vs |
| Deerwood BankBank Waite Park, MN | 68 out of 100, Moderate | $1.5B | 8.1% | 0.29% | vs |
| Park State BankBank Duluth, MN | 66 out of 100, Moderate | $1.5B | 9.9% | 0.92% | vs |