Side-by-side · Q2 2026 data
America's Community Bank vs Farmers Bank & Trust
Metric by metric
| Measure | America's Community Bank | Farmers Bank & Trust |
|---|---|---|
| TellerScore | 57 | 96 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 56 | 94 (stronger) |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 50 | 87 (stronger) |
| Problem-loan coverage | 77 | 99 (stronger) |
| Peer percentile | 16th | 100th |
| Total assets | $64.1M | $1.1B |
| Deposits / shares | $49.5M | $699.1M |
| Capital ratio | 8.69% | 23.97% (stronger) |
| Problem loans | 1.32% | 0.19% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 1.60% | 2.56% (stronger) |
| Loans ÷ deposits | 112.4% | 71.3% (stronger) |
| Uninsured deposits | 10.2% (stronger) | 16.6% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
Farmers Bank & Trust has the higher TellerScore (96 vs 57). On the 7 directional measures above (where higher or lower is clearly better), America's Community Bank leads on 2 and Farmers Bank & Trust on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.