America's Community Bank (FDIC certificate #8893) is based in Blue Springs, Missouri. Its Q2 2026 call report shows $64.1M in total assets and $49.5M in deposits and 1 office.
Based on its Q2 2026 filing, America's Community Bank scores 57/100, which we describe as moderate. That is higher than only 16% of 546 banks with under $100 million in assets. Among 194 banks headquartered in Missouri, it ranks 167th. Its strongest component is earnings (84/100; 1.60%), and its lowest is capital cushion (37/100; 8.69%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 10 points (67 → 57), mostly because the loan quality component weakened by 44 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 72 |
| Q4 2024 | 67 |
| Q1 2025 | 69 |
| Q2 2025 | 67 |
| Q3 2025 | 68 |
| Q4 2025 | 68 |
| Q1 2026 | 69 |
| Q2 2026 | 57 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.81% |
| Q3 2024 | 9.88% |
| Q4 2024 | 9.78% |
| Q1 2025 | 9.91% |
| Q2 2025 | 9.34% |
| Q3 2025 | 9.42% |
| Q4 2025 | 9.31% |
| Q1 2026 | 9.23% |
| Q2 2026 | 8.69% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 1.32% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.45% |
| Q3 2024 | 1.44% |
| Q4 2024 | 1.31% |
| Q1 2025 | 1.49% |
| Q2 2025 | 1.57% |
| Q3 2025 | 1.60% |
| Q4 2025 | 1.69% |
| Q1 2026 | 1.52% |
| Q2 2026 | 1.60% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 57 | $64.1M | 8.69% | 1.32% | 1.60% | 112.4% |
| Q1 2026 | 69 | $65.2M | 9.23% | 0.00% | 1.52% | 112.1% |
| Q4 2025 | 68 | $61.8M | 9.31% | 0.00% | 1.69% | 122.3% |
| Q3 2025 | 68 | $57.1M | 9.42% | 0.00% | 1.60% | 117.1% |
| Q2 2025 | 67 | $54.8M | 9.34% | 0.00% | 1.57% | 110.5% |
| Q1 2025 | 69 | $51.7M | 9.91% | 0.00% | 1.49% | 104.8% |
| Q4 2024 | 67 | $50.6M | 9.78% | 0.00% | 1.31% | 107.9% |
| Q3 2024 | 72 | $49.7M | 9.88% | 0.00% | 1.44% | 104.4% |
| Q2 2024 | 67 | $47.3M | 9.81% | 0.00% | 1.45% | 107.3% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community Bank of MemphisBank Memphis, MO | 85 out of 100, Very strong | $63.7M | 12.4% | 0.00% | vs |
| Montrose Savings BankBank Montrose, MO | 97 out of 100, Very strong | $63.2M | 14.5% | 0.13% | vs |
| First Security BankBank Union Star, MO | 65 out of 100, Moderate | $61.9M | 8.0% | 0.43% | vs |
| The Bank of HoustonBank Houston, MO | 82 out of 100, Strong | $67.4M | 14.1% | 0.16% | vs |
| Bank of IberiaBank Iberia, MO | 68 out of 100, Moderate | $73.9M | 9.1% | 0.48% | vs |
| FMB BankBank Wright City, MO | 61 out of 100, Moderate | $51.2M | 7.5% | 0.01% | vs |
Deposit insurance
Is my money safe at America's Community Bank?
Yes. America's Community Bank is an FDIC-insured institution (FDIC certificate #8893). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 10.2% of deposits ($5.0M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.69%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
America's Community Bank lists 1 office in 1 city. Most locations:
- Blue Springs, MO (1)
Identity & history
Profile
- Legal name
- America's Community Bank
- Former names
- First Country Bank; Bank of Urich
- Type
- State-chartered bank
- FDIC certificate #
- 8893
- RSSD ID
- 440857
- Primary regulator
- FDIC
- Holding company
- Urich Bcorp Inc
- Established
- February 27, 1888
- Headquarters
- 1100 W Main St, Blue Springs, MO 64015
- Website
- www.amcommbank.com
- Employees
- 9
Quick answers
America's Community Bank: common questions
Is America's Community Bank FDIC insured?
Yes. America's Community Bank is an FDIC-insured institution (FDIC certificate #8893). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is America's Community Bank's TellerScore?
57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has America's Community Bank ever failed?
There is no failure record for FDIC certificate #8893 in the FDIC failed bank list.
How many branches does America's Community Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Blue Springs
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers Bank & TrustBank Great Bend, KS | 96 out of 100, Very strong | $1.1B | 24.0% | 0.19% | vs |
| The Bank of Grain ValleyBank Grain Valley, MO | 95 out of 100, Very strong | $110.6M | 24.0% | 0.00% | vs |
| K.U.M.C. Credit UnionCredit union Shawnee, KS | 95 out of 100, Very strong | $31.4M | 13.8% | 0.04% | vs |
| National Advisors Trust CompanyBank Leawood, KS | 94 out of 100, Very strong | $21.6M | 83.7% | 0.00% | vs |
| Reliance Credit UnionCredit union Kansas City, KS | 93 out of 100, Very strong | $25.1M | 16.4% | 0.30% | vs |
| Independence Teachers Credit UnionCredit union Independence, MO | 92 out of 100, Very strong | $16.5M | 15.5% | 0.03% | vs |