Side-by-side · Q2 2026 data
America's Community Bank vs FMB Bank
Metric by metric
| Measure | America's Community Bank | FMB Bank |
|---|---|---|
| TellerScore | 57 | 61 (stronger) |
| Capital cushion | 37 (stronger) | 25 |
| Loan quality | 56 | 100 (stronger) |
| Earnings | 84 (stronger) | 29 |
| Funding & liquidity | 50 | 86 (stronger) |
| Problem-loan coverage | 77 | 100 (stronger) |
| Peer percentile | 16th | 19th |
| Total assets | $64.1M | $51.2M |
| Deposits / shares | $49.5M | $47.6M |
| Capital ratio | 8.69% (stronger) | 7.49% |
| Problem loans | 1.32% | 0.01% (stronger) |
| Net charge-offs | -0.01% | -0.01% (stronger) |
| Return on assets | 1.60% (stronger) | 0.22% |
| Loans ÷ deposits | 112.4% | 31.9% (stronger) |
| Uninsured deposits | 10.2% (stronger) | 27.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FMB Bank has the higher TellerScore (61 vs 57). On the 7 directional measures above (where higher or lower is clearly better), America's Community Bank leads on 3 and FMB Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.