Side-by-side · Q2 2026 data
America'S Credit Union, a vs O Bee Credit Union
Metric by metric
| Measure | America'S Credit Union, a | O Bee Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 53 |
| Capital cushion | 60 (stronger) | 37 |
| Loan quality | 89 (stronger) | 68 |
| Earnings | 43 | 44 (stronger) |
| Funding & liquidity | 61 (stronger) | 55 |
| Problem-loan coverage | 95 (stronger) | 78 |
| Peer percentile | 45th | 9th |
| Total assets | $709.5M | $676.6M |
| Deposits / shares | $575.8M | $571.9M |
| Capital ratio | 11.03% (stronger) | 8.68% |
| Problem loans | 0.32% (stronger) | 0.96% |
| Net charge-offs | 0.33% (stronger) | 0.93% |
| Return on assets | 0.57% | 0.60% (stronger) |
| Loans ÷ deposits | 99.0% (stronger) | 105.5% |
| Uninsured deposits | 8.3% | 7.4% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | 19.0% |
America'S Credit Union, a has the higher TellerScore (68 vs 53). On the 7 directional measures above (where higher or lower is clearly better), America'S Credit Union, a leads on 5 and O Bee Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.