The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 4 points (64 → 68), mostly because the earnings component improved by 15 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Washington

Yes. America'S Credit Union, a is a federally insured credit union (NCUA charter #9373). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.3% of shares and deposits ($47.8M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.03%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

America'S Credit Union, a lists 7 offices in 7 cities. Most locations:

• Dupont, WA (1)
• Jblm, WA (1)
• Lacey, WA (1)
• Lakewood, WA (1)
• Spanaway, WA (1)
• Tacoma, WA (1)
• University Place, WA (1)

All branch addresses and map

In 2025, America'S Credit Union, a reported 285 home-loan applications under HMDA (LEI 54930083D8Q8RK84Y448): 165 originated ($42,315,000 total), 10 denied, and 101 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

America'S Credit Union, a

Type

Federal credit union

NCUA charter #

9373

RSSD ID

12188

Primary regulator

NCUA

Established

1954

Headquarters

P.O. Box 5060, DuPont, WA 98327

Employees

140